High Ridge, Otley Road, Bingley, BD16 3DA

UPRN:100051124656Detached House5 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

High Ridge, Otley Road, Bingley, BD16 3DA

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£652,000

£587k - £717kMedium

Estimate

£652k

Range

£587k – £717k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

4.71%

Verdict

Derived from HomePortfolio scores

High Ridge earns an INVESTIGATE rating with HP Score 78/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

58/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

62/ 100

Moderate

Transit & Bike

Transit 15Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,400-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: -£444/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£652,000

Rent Estimate (pcm)£2,650

Gross Yield4.71%

1y Growth-

3y Growth+2.4%

5y Growth+3.9%

10y Growth+3.9%

Last Sold Price£427,500 (2014-11-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0BD16 3DA

Approval Rate

-12mo

Development

low

26/03127/CLP
Demolition of rear conservatory and construction of single storey rear extension
Pending
23/03802/SUB01
Submission of details required by condition 1 (3 year Notice) 2 (Approved Plans) 3 (Tree Protection) 4 (Tree Protection Measures) 5 (Tree Protection Duration) 6 (Construction Methods) 7 (External Facing and Roofing Materials) of planning permission 23/03802/HOU
Pending
25/03492/NMA01
Non material amendment to planning permission 25/03492/HOU to resize the upper floor gable end window at rear, so the opening aligns horizontally with the ground floor window, and vertically with the existing/remaining rear bedroom window. Additionally, window to be enlarged vertically into the triangular shape of the gable
Pending

View Planning Timeline

Ownership

Corporate Ownership58.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-11-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density4,342 /km²

Owner Occupied90%

Age Distribution

0-15 16%16-64 53%65+ 31%

View Area Profile

Schools Nearby

Lady Lane Park School & Nursery
0.4 mi
Inspected by ISI
Eldwick Primary School
0.5 mi
Good
St Joseph's Catholic Primary School, A Voluntary Academy
0.7 mi
Inspected as St Joseph's Catholic Primary School (URN 107342) on 11 Feb 2020
Beckfoot Priestthorpe Primary School & Nursery
0.8 mi
GoodConcerns

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Otley Road
-
£365k
-
24 Otley Road
-
£290k
-
Cherry Hinton Otley Road
-
£297k
-
10 Otley Road
-
£270k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN