19 Calder Banks, Queensbury, Bradford, BD13 1BY

UPRN:100051144448Terrace Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (57)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

19 Calder Banks, Queensbury, Bradford, BD13 1BY

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£96,000

£87k - £106kMedium

Estimate

£96k

Range

£87k – £106k

Rent Estimate (pcm)

£650

£600 - £650

Monthly

£650

Yield

9.75%

Verdict

Derived from HomePortfolio scores

19 Calder Banks earns an INVESTIGATE rating with HP Score 68/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

55/ 100

Elevated

Walkability

68/ 100

Moderate

Transit & Bike

Transit 20Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£650

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £180/mo
Cash on cash: 8.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£96,000

Rent Estimate (pcm)£650

Gross Yield9.75%

1y Growth-

3y Growth+7.4%

5y Growth+4.0%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0BD13 1BY

Approval Rate

-12mo

Development

low

26/02771/TPO
T1 Sycamore - 100% Dead. Fell. T2 Sycamore - 100% Dead, Fell.
Pending
26/02743/HOU
Store conversion and porch to front
Pending
26/02025/CLP
Works to convert the integral garage to additional living space
Pending

View Planning Timeline

Ownership

Corporate Ownership78.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density-

Owner Occupied58%

Age Distribution

0-15 21%16-64 66%65+ 13%

View Area Profile

Schools Nearby

Stocks Lane Primary School
0.5 mi
Good
Trinity Academy Bradford
0.7 mi
Good
Russell Hall Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Foxhill Primary School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

13 Calder Banks
-
£185k
-
11 Calder Banks
-
£150k
-
21 Calder Banks
-
£68k
-
21 Calder Banks
-
£90k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN