64 Chippendale Rise, Bradford, BD8 0NB

UPRN:100051147715Semi-Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: -

Data freshness:Price Paid· freshPlanning· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£378,000

£359k - £397kHigh

Estimate

£378k

Range

£359k – £397k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

8.05%

Verdict

Derived from HomePortfolio scores

64 Chippendale Rise earns an INVESTIGATE rating with HP Score 69/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

50/ 100

Moderate

Transit & Bike

Transit 40Bike 19

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 30 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100051147715· as of 9 Oct 2026
Rental economics24.4/40
gross yield 8.1%; range width penalty ×1.00
- valuation_snapshotsrent estimate 2550/mo (range 2450-2700)· as of 9 Oct 2026· verify before relying on this
Stress margin5.5/30
stressed cash flow +141/mo, +6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
115 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £304,000

£285,000£437,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£380,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,450-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £124,300
Net cash flow: £483/mo
Cash on cash: 4.7%
Score at this price: 44

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.99 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100051147715Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2550/mo (range 2450-2700)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2550/mo (range 2450-2700)
Seller motivation could not be scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £304,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£378,000

Rent Estimate (pcm)£2,550

Gross Yield8.05%

1y Growth-

3y Growth+6.9%

5y Growth+9.1%

10y Growth+4.5%

Last Sold Price£59,950 (1999-02-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BD8 0NB

Approval Rate

100%12mo

Development

low

26/03231/PNH
Construction of single storey rear extension of the following dimensions: Depth of proposed extension from rear wall of original dwellinghouse: 6 m Maximum height of proposed extension: 4 m Height to eaves of proposed extension: 3 m
Pending
26/03204/TPO
T10 Acer pseudoplatanus Sycamore - Crown lift from highway to give 5m clearance, crown lift from property side by 3m from neighbours dwelling to give a 3m clearance and sever ivy and remove T11 Acer pseudoplatanus Sycamore - Crown lift from highway to give 5m clearance, crown lift from property side by 3m from neighbours dwelling to give a 3m clearance and sever ivy and remove
Pending
26/03185/HOU
Hip to gable roof enlargement, front and rear dormers
Pending

View Planning Timeline

Ownership

Corporate Ownership71.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-02-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density-

Owner Occupied73%

Age Distribution

0-15 26%16-64 61%65+ 13%

View Area Profile

Schools Nearby

Dixons Allerton Academy
0.2 mi
Requires improvement
Crossley Hall Academy
0.5 mi
Good
Bradford Girls' Grammar School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lady Royd Primary School
0.5 mi
Inspected as Bradford Girls' Grammar School (URN 140204) on 12 Nov 2024

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 Chippendale Rise
-
£265k
-
32 Chippendale Rise
-
£180k
-
62 Chippendale Rise
-
£165k
-
10 Chippendale Rise
-
£164k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN