12 Churchill Road, Thornton, Bradford, BD13 3AH

UPRN:100051147931Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (77)

Data freshness:Planning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

12 Churchill Road, Thornton, Bradford, BD13 3AH

HP Score

/ 100

Mixed

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£198,000

£158k - £237kLow

Estimate

£198k

Range

£158k – £237k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

4.15%

Verdict

Derived from HomePortfolio scores

12 Churchill Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

72/ 100

High

Crime Score

33/ 100

Moderate

Walkability

49/ 100

Mixed

Transit & Bike

Transit 20Bike 14

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: -£254/mo
Cash on cash: -3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£198,000

Rent Estimate (pcm)£900

Gross Yield4.15%

1y Growth-

3y Growth+7.4%

5y Growth+4.0%

10y Growth+3.5%

Last Sold Price£32,000 (2002-10-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BD13 3AH

Approval Rate

-12mo

Development

low

25/01955/NMA01
Non material amendment to planning permission 25/01955/HOU to allow for amendments to vary the design and scale of outbuilding
Pending
26/02845/FUL
Construction of detached dwelling and first floor extension to existing bungalow, with associated works including new access, parking facilities, landscaping and boundary treatments
Pending
26/02573/PNH
Construction of single storey rear extension of the following dimensions: Depth of proposed extension from rear wall of original dwellinghouse: 4.72 m Maximum height of proposed extension: 3.37 m Height to eaves of proposed extension: 2.33 m
Pending

View Planning Timeline

Ownership

Corporate Ownership78.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-10-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

26 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density845 /km²

Owner Occupied55%

Age Distribution

0-15 21%16-64 59%65+ 20%

View Area Profile

Schools Nearby

The Academy At St. James
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Beckfoot Thornton
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Thornton Primary School
0.8 mi
Good
St Matthew's Catholic Primary School, a Voluntary Academy
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Churchill Road
-
£120k
-
1 Churchill Road
-
£97k
-
7 Churchill Road
-
£60k
-
5 Churchill Road
-
£44k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN