12 Cranbourne Road, Bradford, BD9 6BH

UPRN:100051150897Semi-Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoOwnership· freshEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£435,000

£413k - £456kHigh

Estimate

£435k

Range

£413k – £456k

Rent Estimate (pcm)

£2,750

£3k - £3k

Monthly

£2,750

Yield

4.72%

Verdict

Derived from HomePortfolio scores

12 Cranbourne Road earns an INVESTIGATE rating with HP Score 50/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

50/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

98/ 100

Elevated

Walkability

55/ 100

Moderate

Transit & Bike

Transit 36Bike 19

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the advert has 7 bedrooms but the valuation snapshot describes 5 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge-1.6/15
claims [AVM -60.7% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100051150897· as of 12 Oct 2026
Rental economics0/40
gross yield 1.7% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 1000/mo (tenanted)· as of 2 Nov 2026
Stress margin0/30
stressed cash flow -2,344/mo, -234% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 35 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.7/15
123 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£524,000£804,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£699,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,600-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £235,950
Net cash flow: -£455/mo
Cash on cash: -2.3%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100051150897Valuation edge · as of 12 Oct 2026
listing_factscontractual rent 1000/mo (tenanted)Rental economics · as of 2 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Seller motivation could not be scored
context, not scored: 0 price cut(s), 35 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£435,000

Rent Estimate (pcm)£2,750

Gross Yield4.72%

1y Growth-

3y Growth+7.4%

5y Growth+5.2%

10y Growth+2.8%

Last Sold Price£249,950 (2015-02-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2BD9 6BH

Approval Rate

100%12mo

Development

low

26/03092/HOU
Hip to gable roof conversion with front and rear dormer windows, single storey side extension and front porch
Pending
26/03185/HOU
Hip to gable roof enlargement, front and rear dormers
Pending
26/03113/PNH
Construction of single storey rear extension of the following dimensions: Depth of proposed extension from rear wall of original dwellinghouse: 6 m Maximum height of proposed extension: 3.8 m Height to eaves of proposed extension: 2.5 m
Pending

View Planning Timeline

Ownership

Corporate Ownership40.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-02-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density3,188 /km²

Owner Occupied70%

Age Distribution

0-15 25%16-64 64%65+ 11%

View Area Profile

Schools Nearby

Bradford Girls' Grammar School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lady Royd Primary School
0.5 mi
Inspected as Bradford Girls' Grammar School (URN 140204) on 12 Nov 2024
Dixons Allerton Academy
0.5 mi
Requires improvement
Beckfoot Allerton Primary School and Nursery
0.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Cranbourne Road
-
£235k
-
23 Cranbourne Road
-
£325k
-
9 Cranbourne Road
-
£144k
-
2 Cranbourne Road
-
£240k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN