35 Dick Lane, Tyersal, Bradford, BD4 8NH

UPRN:100051154589End Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (65)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

35 Dick Lane, Tyersal, Bradford, BD4 8NH

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£173,000

£164k - £182kHigh

Estimate

£173k

Range

£164k – £182k

Rent Estimate (pcm)

£1,400

£1k - £1k

Monthly

£1,400

Yield

10.84%

Verdict

Derived from HomePortfolio scores

35 Dick Lane earns an INVESTIGATE rating with HP Score 57/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

91/ 100

Elevated

Walkability

76/ 100

High

Transit & Bike

Transit 46Bike 22

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 12 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +10.4% (HIGH), sold-comps -5.4%, £/sqft -5.3%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 100051154589· as of 11 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 7.9%· as of 10 Nov 2026
Rental economics40/40
gross yield 10.8%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1400/mo (range 1350-1450)· as of 11 Nov 2026· verify before relying on this
Stress margin17.5/30
stressed cash flow +245/mo, +18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 178 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.6/15
277 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £128,000

£116,000£178,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£155,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,350-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £48,400
Net cash flow: £446/mo
Cash on cash: 11.1%
Score at this price: 72

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.68 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100051154589Valuation edge · as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 7.9%Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 1400/mo (range 1350-1450)Rental economics · as of 11 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1350-1450)
Seller motivation could not be scored
context, not scored: 2 price cut(s), 178 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £128,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£173,000

Rent Estimate (pcm)£1,400

Gross Yield10.84%

1y Growth-

3y Growth+4.0%

5y Growth+4.0%

10y Growth+4.9%

Last Sold Price£83,000 (2006-08-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BD4 8NH

Approval Rate

-12mo

Development

low

26/02697/FUL
Single storey rear extension.
Pending
26/04366/FU
Retrospective application for a single storey extension and raising of ridge height of an existing outbuilding
Approved
26/02215/PNH
Construction of single storey rear extension of the following dimensions: Depth of proposed extension from rear wall of original dwelling house: 4m Maximum height of proposed extension: 3.2m Height to eaves of proposed extension: 2.6m
Approved

View Planning Timeline

Ownership

Corporate Ownership69.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-08-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density-

Owner Occupied39%

Age Distribution

0-15 27%16-64 62%65+ 11%

View Area Profile

Schools Nearby

Meadow Bank Community School
0.2 mi
Inspected as Fearnville Primary School (URN 146435) on 13 Mar 2023
Carrwood Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bradford Forster Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Lower Fields Primary Academy
0.6 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

27 Dick Lane
-
£115k
-
27 Dick Lane
-
£95k
-
25 Dick Lane
-
£63k
-
37 Dick Lane
-
£57k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN