923 Great Horton Road, Bradford, BD7 4AQ

UPRN:100051167281Mid Terrace House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band AEPC: E (53)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

923 Great Horton Road, Bradford, BD7 4AQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£130,000

£123k - £136kHigh

Estimate

£130k

Range

£123k – £136k

Rent Estimate (pcm)

£950

£900 - £950

Monthly

£950

Yield

9.12%

Verdict

Derived from HomePortfolio scores

923 Great Horton Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

50/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 57Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 4 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +3.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100051167281· as of 12 Oct 2026
Rental economics33/40
gross yield 9.1%; range width penalty ×1.00
- valuation_snapshotsrent estimate 950/mo (range 900-950)· as of 12 Oct 2026· verify before relying on this
Stress margin4.3/30
stressed cash flow +41/mo, +4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 150 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
205 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £100,000

£94,000£144,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£950

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £236/mo
Cash on cash: 7.3%
Score at this price: 52

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.25 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100051167281Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 950/mo (range 900-950)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 900-950)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 150 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £100,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£130,000

Rent Estimate (pcm)£950

Gross Yield9.12%

1y Growth-

3y Growth+4.5%

5y Growth+7.1%

10y Growth+5.9%

Last Sold Price£87,000 (2020-08-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BD7 4AQ

Approval Rate

-12mo

Development

low

26/00889/SUB01
Submission of details required by condition 2 (Drainage Details) 5 (Biodiversity Gain Plan) of planning permission 26/00889/VOC
Pending
26/03201/TPO
T021 Sycamore - Canopy reduction by a max of 3m S001 Common ash stump (Fraxinus excelsior) - Peviously felled due to encroachment of the neighbouring property (47 Chartwell Drive). The stump now displays vigorous regrowth, with a current height of approximately 2m and a stump diameter of 40cm. Stump to be treated with Eco Plugs to kill the stump and prevent further regrowth.
Pending
26/03175/HOU
Two-storey rear extension with front porch (Retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership61.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-08-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density-

Owner Occupied68%

Age Distribution

0-15 23%16-64 65%65+ 12%

View Area Profile

Schools Nearby

Hollingwood Academy
0.2 mi
Good
St John the Evangelist Catholic Primary School
0.3 mi
Inspected as St John the Evangelist Catholic Primary School (URN 107333) on 20 Nov 2012
Jaamiatul Imaam Muhammad Zakaria
0.5 mi
Inspected by ISI
Brackenhill Primary School
0.5 mi
-

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

905 Great Horton Road
-
£120k
-
931 Great Horton Road
-
£160k
-
905 Great Horton Road
-
£102k
-
917 Great Horton Road
-
£74k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN