20 Low Green, Bradford, BD7 3LU

UPRN:100051189644End Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band AEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£120,000

£96k - £144kLow

Estimate

£120k

Range

£96k – £144k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

7.85%

Verdict

Derived from HomePortfolio scores

20 Low Green earns an INVESTIGATE rating with HP Score 65/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

57/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 59Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics22/40
gross yield 7.8%; range width penalty ×0.96
- valuation_snapshotsrent estimate 850/mo (range 800-900)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -54/mo, -6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
205 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £150/mo
Cash on cash: 4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.94 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 850/mo (range 800-900)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 850/mo (range 800-900)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£120,000

Rent Estimate (pcm)£850

Gross Yield7.85%

1y Growth-

3y Growth+4.5%

5y Growth+7.1%

10y Growth+5.9%

Last Sold Price£59,950 (2004-03-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BD7 3LU

Approval Rate

-12mo

Development

low

26/03175/HOU
Two-storey rear extension with front porch (Retrospective)
Pending
26/02452/TPO
T1 Ash - Prune back east facing branches to draw away from canopy from 13m to 10m. T2 Ash - Remove. T3 Rowan - Reduce radial spread from 6m to 4.5m, 1m crown lift. T4 Sycamore - Height reduction from 16m to 14m. T5 Sycamore - Remove. T6 Elm - Height reduction from 10m to 8m. T7 Oak - Height reduction from 10m to 8m. T8 Horse Chestnut - Height reduction from 7m to 6m. T9 Ash - Remove. T10 Ash - Remove deadwood and reduce height from 18m to 15m. T11 Horse Chestnut - Radially reduce spread from 8m to 6m. T12 Lime - Radially reduce spread from 12m to 10m. T13 Sycamore - Radially reduce spread from 12m to 10m. T14 - No work. T15 Elm - 30% crown thinning. T16 Sycamore - Crown lift to clear wire by 1m. T17 Sycamore - Remove 2 bottom south-west facing limbs. T18 Horse Chestnut - Crown lift by 0.5m, crown thin by 20%.
Pending
26/03144/PNH
Construction of single storey rear extension of the following dimensions: Depth of proposed extension from rear wall of original dwellinghouse: 6 m Maximum height of proposed extension: 4 m Height to eaves of proposed extension: 3 m
Pending

View Planning Timeline