45 Speeton Avenue, Bradford, BD7 4NQ

UPRN:100051218973Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: D (61)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£196,000

£186k - £206kHigh

Estimate

£196k

Range

£186k – £206k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

8.36%

Verdict

Derived from HomePortfolio scores

45 Speeton Avenue earns an INVESTIGATE rating with HP Score 74/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 51Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £239/mo
Cash on cash: 5.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.07 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£196,000

Rent Estimate (pcm)£1,150

Gross Yield8.36%

1y Growth-59.3%

3y Growth+4.5%

5y Growth+7.1%

10y Growth+5.9%

Last Sold Price£44,000 (1999-09-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BD7 4NQ

Approval Rate

-12mo

Development

low

26/00889/SUB01
Submission of details required by condition 2 (Drainage Details) 5 (Biodiversity Gain Plan) of planning permission 26/00889/VOC
Pending
26/03201/TPO
T021 Sycamore - Canopy reduction by a max of 3m S001 Common ash stump (Fraxinus excelsior) - Peviously felled due to encroachment of the neighbouring property (47 Chartwell Drive). The stump now displays vigorous regrowth, with a current height of approximately 2m and a stump diameter of 40cm. Stump to be treated with Eco Plugs to kill the stump and prevent further regrowth.
Pending
26/03175/HOU
Two-storey rear extension with front porch (Retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership61.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-09-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density2,720 /km²

Owner Occupied63%

Age Distribution

0-15 21%16-64 60%65+ 19%

View Area Profile

Schools Nearby

St John the Evangelist Catholic Primary School
0.2 mi
Inspected as St John the Evangelist Catholic Primary School (URN 107333) on 20 Nov 2012
Hollingwood Academy
0.4 mi
Good
Home Farm Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Jaamiatul Imaam Muhammad Zakaria
0.5 mi
Inspected by ISI

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Speeton Avenue
-
£176k
-
61 Speeton Avenue
-
£170k
-
67 Speeton Avenue
-
£114k
-
48 Speeton Avenue
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN