32 Rawling Street, Keighley, BD21 1AU

UPRN:100051270482Terrace Property3 bedsBuilt before 1900

FreeholdCouncil Tax: Band AEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£128,000

£115k - £141kMedium

Estimate

£128k

Range

£115k – £141k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

12.00%

Verdict

Derived from HomePortfolio scores

32 Rawling Street earns an INVESTIGATE rating with HP Score 78/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

84/ 100

High

Transit & Bike

Transit 88Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£95,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £29,800
Net cash flow: £337/mo
Cash on cash: 13.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£128,000

Rent Estimate (pcm)£950

Gross Yield12.00%

1y Growth-

3y Growth+6.9%

5y Growth+4.9%

10y Growth+4.4%

Last Sold Price£82,000 (2006-10-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BD21 1AU

Approval Rate

-12mo

Development

low

26/02889/HOU
Demolition of rear garden wall and installation of inwards-opening gates for vehicle access. Creation of off-street parking from Oakworth road
Pending
26/02678/HOU
Single storey side and two storey rear extension
Pending
26/02720/CLP
Construction of porch to north elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership72.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-10-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density7,510 /km²

Owner Occupied59%

Age Distribution

0-15 21%16-64 63%65+ 16%

View Area Profile

Schools Nearby

St Joseph's Catholic Primary School
0.1 mi
Inspected as St Joseph's Catholic Primary School (URN 107345) on 8 Jun 2016
Ingrow Primary School
0.2 mi
Good
Holycroft Primary School
0.3 mi
Good
Beckfoot Oakbank
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Rawling Street
-
£117k
-
30 Rawling Street
-
£88k
-
17 Rawling Street
-
£61k
-
15 Rawling Street
-
£84k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN