50 Western Avenue, Riddlesden, Keighley, BD20 5DJ

UPRN:100051276239Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

50 Western Avenue, Riddlesden, Keighley, BD20 5DJ

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£386,000

£309k - £464kLow

Estimate

£386k

Range

£309k – £464k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

3.87%

Verdict

Derived from HomePortfolio scores

50 Western Avenue earns an INVESTIGATE rating with HP Score 68/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

27/ 100

Low

Transit & Bike

Transit 10Bike 40

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -51.0%, £/sqft -50.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 23%· as of 12 Oct 2026
Rental economics0/40
gross yield 3.9%; range width penalty ×0.79
- valuation_snapshotsrent estimate 1450/mo (range 1300-1600)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -963/mo, -66% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity9.2/15
483 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£337,500£517,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,300-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£515/mo
Cash on cash: -4.2%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 23%Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1450/mo (range 1300-1600)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1300-1600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£386,000

Rent Estimate (pcm)£1,450

Gross Yield3.87%

1y Growth-

3y Growth+0.4%

5y Growth+1.2%

10y Growth+3.3%

Last Sold Price£235,000 (2019-05-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BD20 5DJ

Approval Rate

-12mo

Development

low

26/02992/R77
Application under Section 77 of the Conservation of Habitats and Species Regulations 2017 for the construction of a new agricultural building and adjacent access track under the provisions of Part 6, Class A of Schedule 2 to the Town and Country Planning (General Permitted Development) (England) Order 2015 ('GPDO') - 26/02112/PNA
Pending
26/02645/ADV
1 No internally illuminated fascia sign and 4 No internally illuminated flex face signs to the front of the premises
Pending
26/02462/CLP
Use of part of dwellinghouse (solely by occupier) as address to tender for private hire operator's licence work and to arrange contract work by telephone or internet - no vehicles to visit the site address in any capacity
Pending

View Planning Timeline

Ownership

Corporate Ownership82.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-05-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density1,807 /km²

Owner Occupied77%

Age Distribution

0-15 23%16-64 61%65+ 16%

View Area Profile

Schools Nearby

Riddlesden St Mary's CofE Primary School
0.4 mi
-
Eastwood Community School
0.8 mi
Good
Beechcliffe Special School
0.8 mi
Inspected as Beechcliffe Special School (URN 135229) on 7 Jul 2022
Carlton Keighley
0.9 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Western Avenue
-
£160k
-
42 Western Avenue
-
£215k
-
32 Western Avenue
-
£210k
-
32 Western Avenue
-
£230k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN