Flat 8, 9–11 Balmoral Place, Halifax, HX1 2BG

UPRN:100052038113Flat/Maisonette1 bedsBuilt 1900-1929

Tenure: -Council Tax: Band AEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 8, 9–11 Balmoral Place, Halifax, HX1 2BG

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£105,000

£84k - £126kLow

Estimate

£105k

Range

£84k – £126k

Rent Estimate (pcm)

£500

£500 - £550

Monthly

£500

Yield

5.22%

Verdict

Derived from HomePortfolio scores

Flat 8 earns an INVESTIGATE rating with HP Score 66/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

67/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 100Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics1.7/40
gross yield 5.2%; range width penalty ×1.00
- valuation_snapshotsrent estimate 500/mo (range 500-550)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -248/mo, -50% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
190 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£115,000

At the asking price

Monthly rent£500/mo

Evidenced range £500-£550

Interest rate5.4%

Loan to value75%

Cash required: £35,800
Net cash flow: -£42/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 500/mo (range 500-550)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 500/mo (range 500-550)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£105,000

Rent Estimate (pcm)£500

Gross Yield5.22%

1y Growth-

3y Growth+9.1%

5y Growth+6.5%

10y Growth+5.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HX1 2BG

Approval Rate

-12mo

Development

low

26/22064/TCA
Fell one Holly tree (Tree in a Conservation Area)
Pending
26/22060/TCA
Fell Two Cherry Trees at Front of AICP Centre Site, Facing Hopwood Lane. These trees have become a significant safety concern. During the recent storms, several very large branches fell from the trees onto the public pavement and the road. Also one of the trees has a pronounced lean, and this leaning nature means further branches, or the trees themselves, could fail and cause considerably more damage.
Pending
26/22059/TCA
Prune one tree (Tree in a Conservation Area)
Pending

View Planning Timeline

Ownership

Corporate Ownership63.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,708

Population Density4,750 /km²

Owner Occupied33%

Age Distribution

0-15 12%16-64 65%65+ 23%

View Area Profile

Schools Nearby

St Mary's Catholic Primary Academy
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Beacon Lights Schools
0.4 mi
Good
Calderdale College
0.4 mi
-
Trinity Sixth Form Academy
0.5 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Trinity Royd, 2 Balmoral Place
-
£126k
-
Trinity Royd, 2 Balmoral Place
-
£105k
-
16 Balmoral Place
-
£410k
-
Trinity Royd, 2 Balmoral Place
-
£78k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN