Riverdale, Bentham Road, Ingleton, Carnforth, LA6 3HZ

UPRN:100052044844Detached Bungalow2 bedsBuilt 2003-2006

FreeholdCouncil Tax: -EPC: F (34)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Riverdale, Bentham Road, Ingleton, Carnforth, LA6 3HZ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£336,000

£269k - £403kLow

Estimate

£336k

Range

£269k – £403k

Rent Estimate (pcm)

£800

£650 - £900

Monthly

£800

Yield

1.44%

Verdict

Derived from HomePortfolio scores

Riverdale earns an INVESTIGATE rating with HP Score 69/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

48/ 100

Mixed

Transit & Bike

Transit 7Bike 15

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 1.4%; range width penalty ×0.57
- valuation_snapshotsrent estimate 800/mo (range 650-900)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,347/mo, -293% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.3/15
137 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£665,000

At the asking price

Monthly rent£800/mo

Evidenced range £650-£900

Interest rate5.4%

Loan to value75%

Cash required: £224,050
Net cash flow: -£1,691/mo
Cash on cash: -9.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.36 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 800/mo (range 650-900)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 800/mo (range 650-900)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£336,000

Rent Estimate (pcm)£800

Gross Yield1.44%

1y Growth-

3y Growth-7.2%

5y Growth-2.5%

10y Growth+1.7%

Last Sold Price£180,000 (2010-02-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LA6 3HZ

Approval Rate

-12mo

Development

low

26/06952/FUL
Full planning permission for the erection of single detached dwelling and the partial rebuilding and restoration of a detached stone built outbuilding.
Pending
26/06100/TCON
Works to trees in Ingleton Conservation Area: Reduce crown of 1no. Magnolia tree. Tidy and reduce crown of 2no. Acre trees.
Approved
26/04005/COU
Retrospective change of use from domestic garden building (1) and siting of garden room (2) both for mixed residential and commercial use (beauty treatments) (sui generis)
Pending

View Planning Timeline

Ownership

Corporate Ownership78.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-02-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied69%

Age Distribution

0-15 14%16-64 56%65+ 30%

View Area Profile

Schools Nearby

Ingleton Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Bentham Community Primary School
2.6 mi
Good
Stonegate School
3.1 mi
Good
Cedar House School
3.5 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Clarrick House Farm Bentham Road
-
£320k
-
Clarrick House Farm Bentham Road
-
£600k
-
Barnold Bentham Road
-
£230k
-
Holly Grange Bentham Road
-
£420k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN