Nethercroft, Wharfe Lane, Kearby, Wetherby, LS22 4BZ

UPRN:100052059639Detached BungalowBeds -Built before 1900

Tenure: -Council Tax: -EPC: F (34)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Nethercroft, Wharfe Lane, Kearby, Wetherby, LS22 4BZ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£639,000

£511k - £767kLow

Estimate

£639k

Range

£511k – £767k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

Verdict

Derived from HomePortfolio scores

Nethercroft earns an INVESTIGATE rating with HP Score 61/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 30Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

3 live adverts with different prices, types or bedrooms on one UPRN (£43,900-£62,900) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£43,900

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,250-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £14,470
Net cash flow: £1,583/mo
Cash on cash: 131.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 16.87 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£639,000

Rent Estimate (pcm)£2,500

Gross Yield-

1y Growth-

3y Growth+4.3%

5y Growth+0.1%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LS22 4BZ

Approval Rate

-12mo

Development

low

26/05108/CLOPUD
Certificate of lawfulness for 2no. proposed incidental outbuildings and amendments to the existing driveway arrangement.
Approved
26/05088/PNA
Steel Portal Frame agricultural shed for storage of straw and machinery.
Approved
HGTZC25/00782/FUL
Change of use of touring caravan and camping pods area to siting of holiday lodge accommodation, removal of existing service building, and relocation of bowling green.
Decided

View Planning Timeline