7 Stile Moor Rise, Todmorden, OL14 5NS

UPRN:100052078119Semi-Detached Bungalow2 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band CEPC: D (65)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£317,000

£301k - £333kHigh

Estimate

£317k

Range

£301k – £333k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

4.69%

Verdict

Derived from HomePortfolio scores

7 Stile Moor Rise earns an INVESTIGATE rating with HP Score 74/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

61/ 100

Moderate

Transit & Bike

Transit 36Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£320,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £103,300
Net cash flow: -£215/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£317,000

Rent Estimate (pcm)£1,250

Gross Yield4.69%

1y Growth+4.0%

3y Growth+3.1%

5y Growth+2.7%

10y Growth+4.1%

Last Sold Price£275,000 (2024-02-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OL14 5NS

Approval Rate

-12mo

Development

low

23/01286/DISC5
Submission of information to discharge condition 17 on planning application 23/01286/FUL
Pending
26/22049/TCA
Crown 1 tree (Tree conservation Area)
Approved
23/01286/DISC4
Submission of information to discharge condition 14 on planning application 23/01286/FUL
Pending

View Planning Timeline

Ownership

Corporate Ownership57.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-02-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,708

Population Density-

Owner Occupied56%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Ferney Lee Primary School
0.2 mi
Good
Todmorden High School, A SHARE Academy
0.3 mi
Inspected as Todmorden High School (URN 107564) on 22 Jan 2020
Castle Hill Primary School
0.4 mi
Good
Todmorden CofE J, I & N School
0.5 mi
Good

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Stile Moor Rise
-
£275k
-
11 Stile Moor Rise
-
£190k
-
8 Stile Moor Rise
-
£165k
-
3 Stile Moor Rise
-
£143k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN