4 Clifford House, Lady Anne Court, Skeldergate, York, YO1 6DT

UPRN:100052145667Flat/Maisonette1 bedsBuilt 1996-2002

Shared ownershipCouncil Tax: -EPC: C (77)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

4 Clifford House, Lady Anne Court, Skeldergate, York, YO1 6DT

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£257,000

£245k - £270kHigh

Estimate

£257k

Range

£245k – £270k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

6.86%

Verdict

Derived from HomePortfolio scores

4 Clifford House earns an INVESTIGATE rating with HP Score 81/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

98/ 100

Excellent

Transit & Bike

Transit 49Bike 80

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£245,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £77,200
Net cash flow: £142/mo
Cash on cash: 2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£257,000

Rent Estimate (pcm)£1,400

Gross Yield6.86%

1y Growth-

3y Growth-12.3%

5y Growth-3.6%

10y Growth-0.3%

Last Sold Price£85,950 (1997-08-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0YO1 6DT

Approval Rate

-12mo

Development

low

26/01963/LBC
Removal of a disused chimney plinth, associated roof repairs (including replacement rainwater goods), associated joinery repairs, and masonry repairs and repointing
Pending
26/01961/FUL
Alterations to rear fenestration of the property, 1no. rooflight to rear and replacement gate
Pending
26/01942/LBC
Change of use of commercial premises to shop and drinking establishment (Sui Generis), erection of new link between front and rear buildings, insertion of new internal lift, formation of new staircase, lowering of floor in portion of rear building.
Pending

View Planning Timeline