12 Fern Close, Eastbourne, BN23 8AQ

UPRN:100060007705Semi-Detached House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band CEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£294,000

£279k - £308kHigh

Estimate

£294k

Range

£279k – £308k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

6.00%

Verdict

Derived from HomePortfolio scores

12 Fern Close earns an INVESTIGATE rating with HP Score 70/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

36/ 100

Elevated

Walkability

68/ 100

Moderate

Transit & Bike

Transit 26Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM -2.0% (HIGH), sold-comps +3.2%, £/sqft +3.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 100060007705· as of 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13%· as of 29 Oct 2026
Rental economics7.5/40
gross yield 6.0%; range width penalty ×0.93
- valuation_snapshotsrent estimate 1500/mo (range 1400-1600)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -293/mo, -20% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 73 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
350 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£225,000£345,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £26/mo
Cash on cash: 0.3%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100060007705Valuation edge · as of 10 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 1500/mo (range 1400-1600)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1500/mo (range 1400-1600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 73 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£294,000

Rent Estimate (pcm)£1,500

Gross Yield6.00%

1y Growth-7.8%

3y Growth-1.7%

5y Growth+0.8%

10y Growth+2.4%

Last Sold Price£237,000 (2019-08-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BN23 8AQ

Approval Rate

-12mo

Development

low

WD/2026/2133/POD
DISCHARGE OF SCHEDULES 1 (PARAGRAPHS 1, 2 & 3), 6 (PARAGRAPH 2) AND 7 (PARAGRAPHS 1 & 2) OF SECTION 106 AGREEMENT DATED 14TH JULY 2022 ATTACHED TO WD/2020/1391/MAO (OUTLINE APPLICATION FOR THE DEVELOPMENT OF UP TO 250 DWELLINGS (35% AFFORDABLE), WITH ASSOCIATED CAR PARKING, TOGETHER WITH THE INTRODUCTION OF NEW ACCESS POINT FROM PENNINE WAY AND CREATION OF A NETWORK OF ROADS, FOOTWAYS AND CYCLEWAYS THROUGHOUT THE SITE; AND THE PROVISION OF 1.6HA OF PUBLIC OPEN SPACE, FURTHER CHILDREN'S PLAY AREAS, ALLOTMENTS, SUSTAINABLE URBAN DRAINAGE SYSTEMS AND LANDSCAPE BUFFERS ON THE SITE (MATTERS FOR APPROVAL: ACCESS)).
Pending
WD/2026/1954/F
REMOVE CONSERVATORY AND REPLACE WITH A SIDE EXTENSION TO PROVIDE A GROUND FLOOR BEDROOM, ACCESSIBLE BATHROOM AND OFFICE.
Pending
260491
Change of use from retail unit (Class E) to Launderette (Sui Generis)
Approved

View Planning Timeline

Ownership

Corporate Ownership48.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-08-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,199

Population Density-

Owner Occupied70%

Age Distribution

0-15 16%16-64 50%65+ 34%

View Area Profile

Schools Nearby

West Rise Primary School and Nursery
0.3 mi
Inspected as West Rise Junior School (URN 114467) on 11 Jul 2023
Shinewater Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Turing School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hazel Court School
0.6 mi
OutstandingImproving

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Fern Close
-
£255k
-
36 Fern Close
-
£283k
-
17 Fern Close
-
£279k
-
23 Fern Close
-
£293k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN