447B The Ridge, Hastings, TN34 2RT

UPRN:100060039508Semi-Detached House2 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band BEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£269,000

£215k - £323kLow

Estimate

£269k

Range

£215k – £323k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

5.76%

Verdict

Derived from HomePortfolio scores

447B The Ridge earns an INVESTIGATE rating with HP Score 70/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

36/ 100

Mixed

Transit & Bike

Transit 14Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics5.3/40
gross yield 5.8%; range width penalty ×0.87
- valuation_snapshotsrent estimate 1200/mo (range 1100-1300)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -302/mo, -25% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Risk & liquidity9.2/15
375 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£249,950

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £78,785
Net cash flow: -£13/mo
Cash on cash: -0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1200/mo (range 1100-1300)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1200/mo (range 1100-1300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£269,000

Rent Estimate (pcm)£1,200

Gross Yield5.76%

1y Growth-

3y Growth+2.6%

5y Growth-1.1%

10y Growth+3.0%

Last Sold Price£30,000 (1996-06-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TN34 2RT

Approval Rate

-12mo

Development

low

HS/FA/26/00520
Single storey side extension with pitched roof.
Pending
HS/FA/26/00498
Retrospective application for the continued mixed-use of the property as a dwelling-house and small-scale Osteopath treatment practice, within one room only and by appointment only, with no internal or external alterations (amended description).
Pending
HS/TP/26/00505
Tree works as follows: G4 Mixed broad-leaves - raise canopies to 3m. G5 Mixed broad-leaves - raise canopies to 5m. G6 Ash trees - fell 7 dead and declining trees. G8 Ash trees - fell 5 dead and declining trees. T21 Oak - raise low canopy to 3m. T22 Beech - fell declining tree, maintaining stem 3m. T23 Goat Willow - fell declining tree to ground level. T28 Ash - fell declining tree, maintaining stem at 5m. T30 Ash - fell declining tree to ground level. T34 Ash - fell declining tree, maintaining stem at 6m (amended description).
Approved

View Planning Timeline

Ownership

Corporate Ownership59%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-06-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,323

Population Density2,589 /km²

Owner Occupied85%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

Ark Alexandra Academy
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ark Little Ridge Primary Academy
0.8 mi
OutstandingImproving
Ark Blacklands Primary Academy
1.1 mi
Outstanding
Mulberry Silverdale Primary
1.2 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

433 The Ridge
-
£380k
-
497 The Ridge
-
£228k
-
487 The Ridge
-
£178k
-
471 The Ridge
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN