3 St Michaels Terrace, Lewes, BN7 2HX

UPRN:100060063025Semi-Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£696,000

£661k - £730kHigh

Estimate

£696k

Range

£661k – £730k

Rent Estimate (pcm)

£2,250

£2k - £3k

Monthly

£2,250

Yield

3.86%

Verdict

Derived from HomePortfolio scores

3 St Michaels Terrace earns an INVESTIGATE rating with HP Score 65/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

53/ 100

Moderate

Transit & Bike

Transit 19Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,000-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£805/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£696,000

Rent Estimate (pcm)£2,250

Gross Yield3.86%

1y Growth-

3y Growth-0.0%

5y Growth+0.1%

10y Growth+2.1%

Last Sold Price£491,999 (2014-12-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BN7 2HX

Approval Rate

-12mo

Development

low

SDNP/26/04140/DCOND
Discharge of Condition 3 (external window and door details) of Listed Building Consent SDNP/25/04900/LIS.
Pending
SDNP/26/04125/HOUS
Retrospective application for the retention of a single-storey timber garden shed in front garden
Pending
SDNP/26/04068/TCA
T1 Holm Oak - Reduce and reshape crown by approximately 2m all over
Pending

View Planning Timeline

Ownership

Corporate Ownership61.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-12-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,088

Population Density-

Owner Occupied59%

Age Distribution

0-15 23%16-64 59%65+ 18%

View Area Profile

Schools Nearby

South Malling CofE Primary and Nursery School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Lewes Old Grammar School
0.7 mi
Inspected by ISI
Wallands Community Primary and Nursery School
0.7 mi
Good
Southover CofE Primary School
0.9 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 St Michaels Terrace
-
£660k
-
1 St Michaels Terrace
-
£650k
-
3 St Michaels Terrace
-
£492k
-
7 St Michaels Terrace
-
£465k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN