White Lodge, Firgrove Road, Cross in Hand, Heathfield, TN21 0QL

UPRN:100060124482-Beds -Built 1983-1990

Tenure: -Council Tax: Band GEPC: E (45)

Data freshness:Listing· freshOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

White Lodge, Firgrove Road, Cross in Hand, Heathfield, TN21 0QL

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£754,000

£603k - £905kLow

Estimate

£754k

Range

£603k – £905k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

2.17%

Verdict

Derived from HomePortfolio scores

White Lodge earns an INVESTIGATE rating with HP Score 58/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (4/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

4/ 100

Low

Transit & Bike

Transit 26Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.2%; range width penalty ×0.79
- valuation_snapshotsrent estimate 2900/mo (range 2600-3200)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -4,748/mo, -164% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
218 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,600,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,600-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £587,050
Net cash flow: -£3,392/mo
Cash on cash: -6.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.54 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2900/mo (range 2600-3200)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2900/mo (range 2600-3200)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£754,000

Rent Estimate (pcm)£2,900

Gross Yield2.17%

1y Growth-

3y Growth+2.6%

5y Growth+1.4%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

2TN21 0QL

Approval Rate

100%12mo

Development

low

WD/2026/1891/F
GROUND AND FIRST FLOOR EXTENSIONS WITH ALTERATIONS TO EXISTING FENESTRATION AND FABRIC. INTERNAL RECONFIGURATION THROUGHOUT. MINOR SURROUNDING LANDSCAPE ALTERATIONS TO ACCOMMODATE.
Pending
WD/2026/1859/CD
APPLICATION FOR APPROVAL OF DETAILS RESERVED BY CONDITIONS 4 (Listed Building - Methodology and Specification for the Internal Works) AND 5 (Listed Buildings - Minor Variations to Approved Details of Specialist Areas of Works) TO WD/2025/1609/LB
Approved
WD/2026/1713/F
ERECTION OF A DETACHED DOUBLE GARAGE AND ASSOCIATED LANDSCAPING
Rejected

View Planning Timeline

Ownership

Corporate Ownership68.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,376

Population Density84 /km²

Owner Occupied84%

Age Distribution

0-15 15%16-64 56%65+ 29%

View Area Profile

Schools Nearby

Cross-in-Hand Church of England Primary School
1.6 mi
Good
Blackboys Church of England Primary School
1.7 mi
Good
Maynards Green Community Primary School
2.4 mi
Good
St Mark's Church of England Primary School
2.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Firgrove Oast Firgrove Road
-
£1.04M
-
Hill Waters Firgrove Road
-
£1.54M
-
Haycroft Lodge Firgrove Road
-
£585k
-
Firgrove Oast Firgrove Road
-
£603k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN