20 Palmerston Road, Southampton, SO14 1LL

UPRN:100060722704Terrace Property4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: D (65)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

20 Palmerston Road, Southampton, SO14 1LL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£250,000

£238k - £263kHigh

Estimate

£250k

Range

£238k – £263k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

7.92%

Verdict

Derived from HomePortfolio scores

20 Palmerston Road earns an INVESTIGATE rating with HP Score 58/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

59/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 61Bike 74

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,550-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £299/mo
Cash on cash: 4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£250,000

Rent Estimate (pcm)£1,650

Gross Yield7.92%

1y Growth-

3y Growth+0.0%

5y Growth+0.3%

10y Growth+1.3%

Last Sold Price£160,000 (2003-12-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2SO14 1LL

Approval Rate

-12mo

Development

low

26/01292/ELDC
Application for a lawful development certificate for the existing use of 4 x self-contained flats
Pending
26/01274/FUL
Reconfiguration of unit frontage including removal of existing canopy and conservatory, extension to building line to create new unit frontage and replacement canopy structure, provision of outdoor seating area at upper ground floor level and associated public realm and landscape works.
Pending
26/01256/ADV
Installation of 1x internally illuminated facia sign and 1x internally illuminated projecting sign.
Pending

View Planning Timeline

Ownership

Corporate Ownership43.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-12-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,907

Population Density6,779 /km²

Owner Occupied13%

Age Distribution

0-15 19%16-64 74%65+ 7%

View Area Profile

Schools Nearby

Southampton Solent University
0.1 mi
-
St Mary's Church of England Primary School & Nursery
0.3 mi
Outstanding
Hope Community School Southampton
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Oaktree Education Services Limited
0.5 mi
-

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Palmerston Road
-
£230k
-
14 Palmerston Road
-
£395k
-
21 - 22 Palmerston Road
-
£275k
-
19 Palmerston Road
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN