94 St Andrews Road, Southampton, SO14 0AE

UPRN:100060733207Terrace Property3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (74)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

94 St Andrews Road, Southampton, SO14 0AE

Location map - no listing photos available

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£277,000

£263k - £291kHigh

Estimate

£277k

Range

£263k – £291k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

8.64%

Verdict

Derived from HomePortfolio scores

94 St Andrews Road earns an INVESTIGATE rating with HP Score 75/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

45/ 100

Elevated

Walkability

97/ 100

Excellent

Transit & Bike

Transit 42Bike 72

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesLead to verifyListing checked 4 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Check before relying on this score: the advert has 5 bedrooms but the valuation snapshot describes 3 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +9.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100060733207· as of 13 Oct 2026
Rental economics28.5/40
gross yield 8.6%; range width penalty ×0.98
- valuation_snapshotsrent estimate 1800/mo (range 1700-1900)· as of 13 Oct 2026· verify before relying on this
Stress margin7.7/30
stressed cash flow +138/mo, +8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 67 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
221 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £212,500

£187,500£287,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,700-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £402/mo
Cash on cash: 6.1%
Score at this price: 51

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.13 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100060733207Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 1800/mo (range 1700-1900)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1800/mo (range 1700-1900)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 67 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £212,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£277,000

Rent Estimate (pcm)£1,800

Gross Yield8.64%

1y Growth-

3y Growth+0.0%

5y Growth+0.3%

10y Growth+1.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SO14 0AE

Approval Rate

-12mo

Development

low

26/01244/ELDC
Application for a lawful development certificate for the existing use as a house in multiple occupation (HMO, Class C4)
Pending
26/01250/DIS
Application for approval of details reserved by conditions 7(Operational management plan), 10 (Energy Efficiency - Conversion) and 11 (Water efficiency) of permission 26/00631/FUL for Change of use from a public house (Sui Generis) to 6-person care home (Class C2)
Pending
26/01252/FUL
Retention of 2 x metal roller shutters to the shop front (Retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership43.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,907

Population Density13,438 /km²

Owner Occupied30%

Age Distribution

0-15 25%16-64 70%65+ 5%

View Area Profile

Schools Nearby

Southampton Solent University
0.1 mi
-
St Mary's Church of England Primary School & Nursery
0.3 mi
Outstanding
St Anne's Catholic School
0.4 mi
Outstanding
Mount Pleasant Infants
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

92 St Andrews Road
-
£240k
-
105 St Andrews Road
-
£265k
-
99 St Andrews Road
-
£286k
-
103 St Andrews Road
-
£265k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN