74 St Monica Road, Southampton, SO19 8ET

UPRN:100060734102Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

74 St Monica Road, Southampton, SO19 8ET

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£291,000

£277k - £306kHigh

Estimate

£291k

Range

£277k – £306k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

6.67%

Verdict

Derived from HomePortfolio scores

74 St Monica Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

66/ 100

Moderate

Transit & Bike

Transit 25Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: £127/mo
Cash on cash: 1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£291,000

Rent Estimate (pcm)£1,500

Gross Yield6.67%

1y Growth+21.7%

3y Growth+1.3%

5y Growth+2.3%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SO19 8ET

Approval Rate

-12mo

Development

low

26/01236/FUL
Erection of a single-storey front porch and outbuilding in rear garden following demolition of existing garage.
Pending
26/00240/TPO
Ash Tree - reduce and re-shape the tree by 2 to 3m metres and crown raise to 5.2m over the highway
Pending
26/00274/TPO
T1 - Conifer crown lifted by 3m from the ground all round and reduced by 1m from the wires. No Change to overall size.
Rejected

View Planning Timeline

Ownership

Corporate Ownership42.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,907

Population Density-

Owner Occupied64%

Age Distribution

0-15 19%16-64 65%65+ 16%

View Area Profile

Schools Nearby

St Monica Primary School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Oasis Academy Sholing
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Sholing Infant School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Sholing Junior School
0.5 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

112A St Monica Road
-
£213k
-
70 St Monica Road
-
£175k
-
110A St Monica Road
-
£209k
-
90 St Monica Road
-
£320k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN