40 Stafford Road, Southampton, SO15 5EA

UPRN:100060734161Mid Terrace House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (64)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£419,000

£398k - £440kHigh

Estimate

£419k

Range

£398k – £440k

Rent Estimate (pcm)

£2,300

£2k - £2k

Monthly

£2,300

Yield

15.77%

Verdict

Derived from HomePortfolio scores

40 Stafford Road earns an INVESTIGATE rating with HP Score 75/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

85/ 100

Excellent

Transit & Bike

Transit 30Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,150-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £1,002/mo
Cash on cash: 21.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£419,000

Rent Estimate (pcm)£2,300

Gross Yield15.77%

1y Growth-

3y Growth+5.0%

5y Growth+2.1%

10y Growth+3.3%

Last Sold Price£400,000 (2025-11-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SO15 5EA

Approval Rate

-12mo

Development

low

26/01261/PLDC
Application for a lawful development certificate for proposed outbuilding.
Pending
26/01244/ELDC
Application for a lawful development certificate for the existing use as a house in multiple occupation (HMO, Class C4)
Pending
26/00318/TPO
G1 Lime trees - Pollard to old points, routine maintenace
Pending

View Planning Timeline

Ownership

Corporate Ownership51.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-11-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,907

Population Density11,088 /km²

Owner Occupied27%

Age Distribution

0-15 16%16-64 78%65+ 6%

View Area Profile

Schools Nearby

St Mark's Church of England School
0.1 mi
Good
Freemantle Church of England Community Academy
0.3 mi
Good
Springhill Catholic Primary School
0.3 mi
Outstanding
The Polygon School
0.5 mi
Report card2025
Ofsted no longer awards a single overall grade.

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

70A Stafford Road
-
£160k
-
62 Stafford Road
-
£360k
-
50 Stafford Road
-
£425k
-
56 Stafford Road
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN