Lammasfield, Baring Road, Cowes, PO31 8DW

UPRN:100060747796Detached Property4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band FEPC: D (65)

Data freshness:Listing· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Lammasfield, Baring Road, Cowes, PO31 8DW

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£627,000

£595k - £658kHigh

Estimate

£627k

Range

£595k – £658k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

4.22%

Verdict

Derived from HomePortfolio scores

Lammasfield earns an INVESTIGATE rating with HP Score 69/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 10Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £1,950-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: -£586/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£627,000

Rent Estimate (pcm)£2,200

Gross Yield4.22%

1y Growth-

3y Growth-0.2%

5y Growth+1.9%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1PO31 8DW

Approval Rate

-12mo

Development

low

26/01531/TW
**5 Day Notice** T1; Oak (Quercus robur) - Pollard to approximate points on picture (reducing the top by approximately 8 metres). Reason: Tree has sustained damage in recent storm and central stem has a large torsional split. Tree is overhanging the footpath and bench.
Pending
26/01475/FUL
Demolition of existing dwelling; Proposed replacement dwelling and one detached dwelling with associated vehicular access and parking area
Pending
26/01472/TW
T1; Sycamore - encroaching over and becoming dominant towards the neighboring property garden to the south west. Remove the first 3 limbs to the south over the garden and balance the shape of the tree. T2; Sycamore - encroaching over and becoming dominant towards the neighboring property garden to the south west. Remove the first limb and the first secondary limb from the limb above it to the south over the garden and balance the shape of the tree. T3; Sycamore - encroaching over and becoming dominant towards the neighboring property garden to the south west. Remove the first 2 limbs to the south over the garden and balance the shape of the tree and give more space to the pine tree underneath. Reason: Works are sound amenity management.
Pending

View Planning Timeline

Ownership

Corporate Ownership60.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,740

Population Density1,631 /km²

Owner Occupied88%

Age Distribution

0-15 13%16-64 50%65+ 37%

View Area Profile

Schools Nearby

Gurnard Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Cowes Enterprise College, An Ormiston Academy
0.5 mi
Good
Lanesend Primary School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Holy Cross Catholic Primary School
1.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

110 Baring Road
-
£975k
-
102 Baring Road
-
£995k
-
Mimosa Lodge, 59 Baring Road
-
£1.27M
-
74 Baring Road
-
£850k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN