20 Bank Gardens, Ryde, PO33 2SY
UPRN:100060760941Semi-Detached House1 bedsBuilt 1976-1982
FreeholdCouncil Tax: Band BEPC: D (67)
Data freshness:Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:49:38.007712+00:00)Ownership· freshOwnership: fresh, refreshed today (2026-11-10T14:45:56.289903+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refreshCouncil Tax· 1mo agoCouncil Tax: ageing, refreshed 1mo ago (2026-10-11T21:07:53.128238+00:00)
HP Score
78
/ 100
Strong
Verdict
today
- Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
20 of 21 sourcesSale Estimate
£147,000
£139k - £154kHigh
Estimate
£147k
Range
£139k – £154k
Rent Estimate (pcm)
£650
£600 - £700
Monthly
£650
Yield
5.31%
Verdict
Derived from HomePortfolio scores
20 Bank Gardens earns an INVESTIGATE rating with HP Score 78/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
78
HP Score
78/ 100
Strong
65
Investment Score
65/ 100
Moderate
28
Crime Score
28/ 100
Moderate
84
Walkability
84/ 100
High
Transit & Bike
Transit 25Bike 63
Walk Score, out of 100
Valuation & Market
Sale Estimate£147,000
Rent Estimate (pcm)£650
Gross Yield5.31%
1y Growth-
3y Growth-0.4%
5y Growth+0.2%
10y Growth+3.0%
Last Sold Price£105,000 (2015-01-09)
Risk Overview
- Flood RiskUnknown
- SubsidenceSignificant
- RadonLow
- MiningUnknown
- LandslideLow
- Air QualityLow
- NoiseModerate
Planning Activity
Recent Apps
0PO33 2SY
Approval Rate
-12mo
Development
low
- Pending26/01541/DISCondition compliance application on 25/01636/FUL relating to Condition 7 (Update Noise Management Plan) to be discharged
- Pending26/01494/TWT1; Acer - Reduce crown by 30%; Reason: the tree has outgrown its location.
- Pending26/01492/TWT1; Apple tree. Formative pruning. Reason: tree has outgrown its location.
Ownership
- Corporate Ownership61.4%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeFreehold
- Last Ownership Change2015-01-09
- SourceLand Registry
Connectivity
Broadband (Standard)
16 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-
Area Profile
Median EarningsLocal authority£26,740
Population Density4,149 /km²
Owner Occupied67%
Age Distribution
0-15 19%16-64 58%65+ 23%
Schools Nearby
- Inspected by ISIRyde School with Upper Chine0.1 mi
- Dover Park Primary School0.4 miGood
- Lift Ryde0.4 miGood
- Greenmount Primary School0.5 miReport card2026
Ofsted no longer awards a single overall grade.
3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.
Comparables
- 13 Bank Gardens-£154k-
- 12 Bank Gardens-£170k-
- 16 Bank Gardens-£195k-
- 15 Bank Gardens-£157k-