Millstream Cottage, Station Road, Yarmouth, PO41 0QT

UPRN:100060775848Semi-Detached House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Millstream Cottage, Station Road, Yarmouth, PO41 0QT

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£473,000

£425k - £520kMedium

Estimate

£473k

Range

£425k – £520k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

7.47%

Verdict

Derived from HomePortfolio scores

Millstream Cottage earns an INVESTIGATE rating with HP Score 77/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

78/ 100

High

Transit & Bike

Transit 10Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 52% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,250-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: £210/mo
Cash on cash: 3.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.84 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£473,000

Rent Estimate (pcm)£1,400

Gross Yield7.47%

1y Growth-

3y Growth+8.7%

5y Growth+2.1%

10y Growth+2.4%

Last Sold Price£532,500 (2026-07-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PO41 0QT

Approval Rate

-12mo

Development

low

26/01399/HOU
Demolition of conservatory; Proposed single storey rear extension
Pending
26/01358/TW
T1; Macrocarpa - Crown clean, removing dead, dying and dangerous branches. Reason: To ensure the health and future amenity value of the tree and safety.
Pending
26/01306/TW
T1; Holm Oak (Quercus ilex) - Pollard overall canopy, total approximately 30%. Reason: To reduce encroachment and slow the growth connecting with building. Tree also has Artists fungus (Ganoderma applanatum), so to reduce overall leverage
Approved

View Planning Timeline