Chiang, Stodmarsh Road, Canterbury, CT3 4AG

UPRN:100060824262Detached Bungalow3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: D (58)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

Chiang, Stodmarsh Road, Canterbury, CT3 4AG

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£579,000

£521k - £636kMedium

Estimate

£579k

Range

£521k – £636k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

6.29%

Verdict

Derived from HomePortfolio scores

Chiang earns an INVESTIGATE rating with HP Score 64/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

14/ 100

Low

Transit & Bike

Transit 6Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 29% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +29.2% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100060824262· as of 9 Nov 2026
Rental economics8.1/40
gross yield 6.3%; range width penalty ×0.78; the estimate this rent rides on sits 29% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2150/mo (range 1950-2400)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 11 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -279/mo, -13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 62 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity12.9/15
207 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£307,500£471,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£410,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £1,950-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £134,800
Net cash flow: £105/mo
Cash on cash: 0.9%
Score at this price: 21

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.55 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100060824262Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 2150/mo (range 1950-2400)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 11 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2150/mo (range 1950-2400)
Rental economics needs verification before you rely on it
sale estimate 29% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£579,000

Rent Estimate (pcm)£2,150

Gross Yield6.29%

1y Growth-

3y Growth-6.2%

5y Growth+1.3%

10y Growth+3.5%

Last Sold Price£97,000 (1997-01-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT3 4AG

Approval Rate

-12mo

Development

low

CA/26/01490
Details submitted pursuant to condition 9 (landscaping) of planning permission CA/23/01276/FUL.
Approved
CA/26/01130
Non-material amendment to planning permission CA/24/02271/FUL for the Installation of two Padel courts together with covers, screening fence, glass wall, new hard surfacing and associated landscaping; to allow an increase in size of the canopy from 10.51 metres wide to 12.63 metres wide and 45.71 metres long to allow full covering of the two Padel Courts.
Approved
CA/26/01118
T1-Pinus, Over-extended primary limb, Reduce by 5-6 meters an appropriate growth point to relieve end weight and reduce the risk of branch failure. T2-Silver Birch, Fell to ground level. T3-Silver Birch, Fell to ground level. T4- Elm, Fell to ground level. T5- Cherry, Sever the climbing vine/ vegetation at ground level and up to 3 metres to stop excessive weight forming from the climber and to reduce the risk of branch and stem failure. T6- Beech, Crown reduce the height by 4-6 metres at appropriate growth points, reduce over-extended branches by 3-5 metres at appropriate growth points.
Approved

View Planning Timeline

Ownership

Corporate Ownership60.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-01-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,188

Population Density154 /km²

Owner Occupied67%

Age Distribution

0-15 18%16-64 57%65+ 25%

View Area Profile

Schools Nearby

Parkside Community Foundation Primary School
0.7 mi
Good
Barton Manor School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Pilgrims' Way Primary School
1.1 mi
Good
Barton Court Grammar School
1.2 mi
Good

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

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Comparables

View All

Forge House Stodmarsh Road
-
£389k
-
Red Ridge Stodmarsh Road
-
£760k
-
Red Ridge Stodmarsh Road
-
£875k
-
Overdale Stodmarsh Road
-
£495k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN