20 Queens Gardens, Dartford, DA2 6HY

UPRN:100060872001End Terrace House2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£344,000

£327k - £361kHigh

Estimate

£344k

Range

£327k – £361k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

5.91%

Verdict

Derived from HomePortfolio scores

20 Queens Gardens earns an INVESTIGATE rating with HP Score 80/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

92/ 100

Excellent

Transit & Bike

Transit 21Bike 69

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£335,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,550-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £108,550
Net cash flow: £12/mo
Cash on cash: 0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£344,000

Rent Estimate (pcm)£1,650

Gross Yield5.91%

1y Growth-

3y Growth+1.2%

5y Growth+2.0%

10y Growth+2.3%

Last Sold Price£336,100 (2022-04-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DA2 6HY

Approval Rate

-12mo

Development

low

26/01244/LDC
Application for a Lawful Development Certificate for proposed change of use from a Class C4 HMO to a children's care home for up to 4 residents
Pending
26/01207/CPO
Consultation from KCC on details of the proposed tree and shrub planting and details of the green roof outlined in the application pursuant to Condition 11 of planning permission DA/25/400
Pending
26/01198/FUL
Erection of a single storey rear and side extension
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-04-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,210

Population Density1,363 /km²

Owner Occupied66%

Age Distribution

0-15 22%16-64 60%65+ 18%

View Area Profile

Schools Nearby

Sir Geoffrey Leigh Academy
0.2 mi
Good
Fleetdown Primary Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Gateway Primary Academy
0.5 mi
Good
The Brent Primary School
0.5 mi
GoodConcerns

7 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

58 Queens Gardens
-
£190k
-
42 Queens Gardens
-
£193k
-
50 Queens Gardens
-
£176k
-
68 Queens Gardens
-
£424k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN