42 Vale Road, Northfleet, Gravesend, DA11 8BZ

UPRN:100060948668Mid Terrace House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: C (70)

Data freshness:Listing· freshOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

42 Vale Road, Northfleet, Gravesend, DA11 8BZ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£597,000

£567k - £626kHigh

Estimate

£597k

Range

£567k – £626k

Rent Estimate (pcm)

£3,100

£3k - £3k

Monthly

£3,100

Yield

6.20%

Verdict

Derived from HomePortfolio scores

42 Vale Road earns an INVESTIGATE rating with HP Score 63/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

62/ 100

Elevated

Walkability

69/ 100

Moderate

Transit & Bike

Transit 14Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH), sold-comps -32.7%, £/sqft -32.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100060948668· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 11.1%· as of 12 Nov 2026
Rental economics8.7/40
gross yield 6.2%; range width penalty ×0.91
- valuation_snapshotsrent estimate 3100/mo (range 2900-3350)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -383/mo, -12% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity14.7/15
340 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£3,100/mo

Evidenced range £2,900-£3,350

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: £121/mo
Cash on cash: 0.7%
Score at this price: 23

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100060948668Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 11.1%Valuation edge · as of 12 Nov 2026
valuation_snapshotsrent estimate 3100/mo (range 2900-3350)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3100/mo (range 2900-3350)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£597,000

Rent Estimate (pcm)£3,100

Gross Yield6.20%

1y Growth-

3y Growth+2.2%

5y Growth+1.0%

10y Growth+3.7%

Last Sold Price£249,000 (2007-03-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

4DA11 8BZ

Approval Rate

50%12mo

Development

low

20261105
Application for the approval of condition 4 (BNG) attached to planning reference number 20250028.
Pending
20261096
Application for a Proposed Lawful Development Certificate; Erection of side dormer with conversion of loft space into habitable rooms with rooflights.
Pending
20261085
Application for the approval of conditions 6 (Landscaping), 7 (Protective Fencing), 9 (Management and Maintenance Scheme) and 10 (Acoustic Noise Barrier) attached to planning reference number 20250028.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-03-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,065

Population Density-

Owner Occupied73%

Age Distribution

0-15 22%16-64 60%65+ 18%

View Area Profile

Schools Nearby

Northfleet Technology College
0.1 mi
Good
St Botolph's Church of England Primary School
0.3 mi
Good
St Joseph's Catholic Primary School, Northfleet
0.4 mi
Outstanding
Copperfield Academy
0.4 mi
Report card2025
Ofsted no longer awards a single overall grade.

7 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Vale Road
-
£433k
-
16 Vale Road
-
£340k
-
12 Vale Road
-
£365k
-
6 Vale Road
-
£333k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN