Whitelands, Mill Hill, Edenbridge, TN8 5DB

UPRN:100061002192Semi-Detached House4 bedsBuilt before 1900

LeaseholdCouncil Tax: Band FEPC: D (60)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Whitelands, Mill Hill, Edenbridge, TN8 5DB

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,083,000

£867k - £1.30MLow

Estimate

£1.08M

Range

£867k – £1.30M

Rent Estimate (pcm)

£4,000

£4k - £4k

Monthly

£4,000

Yield

5.65%

Verdict

Derived from HomePortfolio scores

Whitelands earns an INVESTIGATE rating with HP Score 73/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

50/ 100

Moderate

Transit & Bike

Transit 6Bike 34

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 22% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [sold-comps +22.9%, £/sqft +22.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.5%· as of 14 Nov 2026
Rental economics3.9/40
gross yield 5.6%; range width penalty ×0.75; the estimate this rent rides on sits 22% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 4000/mo (range 3550-4450)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -776/mo, -19% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 66 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity9.2/15
149 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£637,500£977,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£850,000

At the asking price

Monthly rent£4,000/mo

Evidenced range £3,550-£4,450

Interest rate5.4%

Loan to value75%

Cash required: £288,800
Net cash flow: -£100/mo
Cash on cash: -0.4%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.5%Valuation edge · as of 14 Nov 2026
valuation_snapshotsrent estimate 4000/mo (range 3550-4450)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4000/mo (range 3550-4450)
Rental economics needs verification before you rely on it
sale estimate 22% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,083,000

Rent Estimate (pcm)£4,000

Gross Yield5.65%

1y Growth-

3y Growth+2.1%

5y Growth+0.3%

10y Growth+3.2%

Last Sold Price£720,000 (2013-06-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

14TN8 5DB

Approval Rate

80%12mo

Development

low

26/02882/DETAIL
Details pursuant to condition 3 (details of the materials to be used in the construction of the external surfaces) of 25/02760/HOUSE
Pending
26/02810/DETAIL
Details pursuant to condition 4 (window details shown in elevation drawings at a scale of 1:10 and horizontal and vertical section at a scale of 1:5) of 26/00307/LBCALT.
Pending
26/02830/DETAIL
Details pursuant to condition 13 (details, including a method statement, shall be provided for the alteration, removal and making good of the brickwork around this door) of 26/00307/LBCALT.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2013-06-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,969

Population Density-

Owner Occupied77%

Age Distribution

0-15 17%16-64 56%65+ 27%

View Area Profile

Schools Nearby

The View School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Edenbridge Primary School
0.6 mi
Good
Hever Church of England Voluntary Aided Primary School
2.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Four Elms Primary School
2.3 mi
Inspected as Four Elms Primary School (URN 118275) on 15 Oct 2019

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

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Comparables

View All

Westview Mill Hill
-
£470k
-
Mallards Mill Hill
-
£730k
-
Stanholm Residential Care Home Mill Hill
-
£620k
-
5 Mill Hill
-
£427k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN