Little Coombe, Shoreham Road, Otford, Sevenoaks, TN14 5RP

UPRN:100061018342Detached House4 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band GEPC: C (78)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Little Coombe, Shoreham Road, Otford, Sevenoaks, TN14 5RP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,049,000

£839k - £1.26MLow

Estimate

£1.05M

Range

£839k – £1.26M

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

2.27%

Verdict

Derived from HomePortfolio scores

Little Coombe earns an INVESTIGATE rating with HP Score 67/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 35Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.3%; range width penalty ×0.71
- valuation_snapshotsrent estimate 3650/mo (range 3200-4100)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -5,589/mo, -153% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Risk & liquidity9.2/15
158 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,930,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,200-£4,100

Interest rate5.4%

Loan to value75%

Cash required: £725,650
Net cash flow: -£3,987/mo
Cash on cash: -6.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.56 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3650/mo (range 3200-4100)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3650/mo (range 3200-4100)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,049,000

Rent Estimate (pcm)£3,650

Gross Yield2.27%

1y Growth-

3y Growth+10.5%

5y Growth+4.3%

10y Growth+4.3%

Last Sold Price£615,000 (2013-04-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TN14 5RP

Approval Rate

100%12mo

Development

low

26/02194/HOUSE
Single-storey rear extension with roof light and associated alterations to fenestration.
Approved
26/02146/FUL
Formation of new external door opening and associated external alterations to existing commercial retreat venue premises
Pending
26/01911/WTPO
G1: 4 x Beech trees along boundary to prune back all canopies on house/drive side by up to 3m to suitable growth points. Remove 1 x lowest limb on end tree adj road to 1m out from main trunk to live growth to not leave large wound on main stem.
Approved

View Planning Timeline

Ownership

Corporate Ownership69.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-04-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,969

Population Density630 /km²

Owner Occupied90%

Age Distribution

0-15 20%16-64 55%65+ 25%

View Area Profile

Schools Nearby

Russell House School
0.7 mi
Inspected by ISI
Otford Primary School
0.7 mi
Good
Shoreham Village School
0.8 mi
Inspected as Shoreham Village School (URN 118284) on 26 Mar 2019
St Michael's Prep School
1.2 mi
Inspected by ISI

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Rozel Shoreham Road
-
£1.88M
-
Bag End Shoreham Road
-
£815k
-
Windyridge Shoreham Road
-
£1.05M
-
Greenways Shoreham Road
-
£1.26M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN