94 West Street, Faversham, ME13 7JQ

UPRN:100061070331Mid Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (61)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£716,000

£680k - £752kHigh

Estimate

£716k

Range

£680k – £752k

Rent Estimate (pcm)

£3,050

£3k - £3k

Monthly

£3,050

Yield

10.46%

Verdict

Derived from HomePortfolio scores

94 West Street earns an INVESTIGATE rating with HP Score 79/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

92/ 100

Excellent

Transit & Bike

Transit 20Bike 71

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 51% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£3,050/mo

Evidenced range £2,800-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £930/mo
Cash on cash: 9.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£716,000

Rent Estimate (pcm)£3,050

Gross Yield10.46%

1y Growth-

3y Growth-1.5%

5y Growth-1.5%

10y Growth+2.7%

Last Sold Price£575,000 (2020-12-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1ME13 7JQ

Approval Rate

-12mo

Development

low

26/504180/FULL
Retrospective application for installation of a featherboard fence, attached to the rear wall of the property.
Pending
26/504200/SUB
Submission of details pursuant to conditions 3 - Archaeology, 4 - Materials and 5 - Landscaping Scheme, Subject to 26/501250/FULL
Pending
26/504189/TPOA
TPO application to crown thin one Holm Oak (T1) by 20%.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-12-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,647

Population Density5,994 /km²

Owner Occupied70%

Age Distribution

0-15 15%16-64 59%65+ 26%

View Area Profile

Schools Nearby

Davington Primary School
0.3 mi
Good
Queen Elizabeth's Grammar School
0.4 mi
Good
St Mary of Charity CofE (Aided) Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ethelbert Road Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

70 West Street
-
£200k
-
67 West Street
-
£295k
-
95 West Street
-
£715k
-
66 West Street
-
£335k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN