14 Epple Bay Avenue, Birchington, CT7 9HR

UPRN:100061105331Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

14 Epple Bay Avenue, Birchington, CT7 9HR

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£757,000

£605k - £908kLow

Estimate

£757k

Range

£605k – £908k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

3.63%

Verdict

Derived from HomePortfolio scores

14 Epple Bay Avenue earns an INVESTIGATE rating with HP Score 69/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

33/ 100

Mixed

Transit & Bike

Transit 6Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.6%; range width penalty ×0.63
- valuation_snapshotsrent estimate 2100/mo (range 1800-2400)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,519/mo, -72% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Risk & liquidity9.2/15
160 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£695,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,800-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £234,550
Net cash flow: -£892/mo
Cash on cash: -4.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2100/mo (range 1800-2400)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1800-2400)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£757,000

Rent Estimate (pcm)£2,100

Gross Yield3.63%

1y Growth+155.0%

3y Growth-3.6%

5y Growth+1.1%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT7 9HR

Approval Rate

-12mo

Development

low

CON/TH/26/0759
Application for approval of Conditions 4 (Materials), 8 (Biodiversity Enhancement Plan), 9 (Landscaping), 12 (External Lighting) and 13 (Construction and Arboricultural Management Plan) attached to Planning Permission F/TH/25/0752 for the erection of 1no. two storey 4 bed detached dwelling with associated parking and garden following demolition of existing garage
Pending
TPO/TH/26/0742
M/TPO/3(1952)G2 - 1 No Walnut Tree (T1) - 2.5 metre crown reduction.
Pending
FH/TH/26/0715
Erection of single storey rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership74%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,323

Population Density-

Owner Occupied91%

Age Distribution

0-15 12%16-64 44%65+ 44%

View Area Profile

Schools Nearby

King Ethelbert School
0.7 mi
Good
Birchington Church of England Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ursuline College
0.9 mi
Good
Maple Haven Ltd
0.9 mi
-

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Bridger Court, 10 Epple Bay Avenue
-
£330k
-
12A Epple Bay Avenue
-
£765k
-
Bridger Court, 10 Epple Bay Avenue
-
£300k
-
Chatelaine Epple Bay Avenue
-
£550k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN