42 The Maples, Broadstairs, CT10 2PE

UPRN:100061116331Semi-Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Planning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£368,000

£331k - £404kMedium

Estimate

£368k

Range

£331k – £404k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

6.89%

Verdict

Derived from HomePortfolio scores

42 The Maples earns an INVESTIGATE rating with HP Score 72/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

57/ 100

Moderate

Transit & Bike

Transit 31Bike 69

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£287,500

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £91,925
Net cash flow: £172/mo
Cash on cash: 2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£368,000

Rent Estimate (pcm)£1,650

Gross Yield6.89%

1y Growth-

3y Growth-6.0%

5y Growth-2.1%

10y Growth+2.6%

Last Sold Price£56,000 (1995-01-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT10 2PE

Approval Rate

-12mo

Development

low

PN12/TH/26/0738
Application to apply for a determination as to whether the prior approval of the local planning authority is required in respect of the installation of roof mounted solar photovoltaic system
Pending
L/TH/26/0479
Application for Listed Building Consent for the replacement of windows and doors with slim line double glazed timber frame windows and doors
Awaiting decision
F/TH/26/0730
Change of use from a 6 bedroom dwelling (Use class C3) to a 8 Bedroom HMO for 8 occupants (Use Class Sui Generis)
Pending

View Planning Timeline

Ownership

Corporate Ownership67.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1995-01-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,323

Population Density-

Owner Occupied85%

Age Distribution

0-15 16%16-64 50%65+ 34%

View Area Profile

Schools Nearby

St George's Church of England Foundation School
0.1 mi
-
Bromstone Primary School, Broadstairs
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Dane Court Grammar School
0.4 mi
Good
The Charles Dickens School
0.6 mi
Good

4 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 The Maples
-
£360k
-
26 The Maples
-
£375k
-
51 The Maples
-
£315k
-
27 The Maples
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN