31 Hopwood Gardens, Tunbridge Wells, TN4 9PT

UPRN:100061205940Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: D (59)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

31 Hopwood Gardens, Tunbridge Wells, TN4 9PT

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£689,000

£654k - £723kHigh

Estimate

£689k

Range

£654k – £723k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

4.03%

Verdict

Derived from HomePortfolio scores

31 Hopwood Gardens earns an INVESTIGATE rating with HP Score 79/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

74/ 100

High

Transit & Bike

Transit 17Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£685,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,050-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £231,050
Net cash flow: -£720/mo
Cash on cash: -3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£689,000

Rent Estimate (pcm)£2,300

Gross Yield4.03%

1y Growth-18.1%

3y Growth+1.1%

5y Growth+1.5%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

2TN4 9PT

Approval Rate

100%12mo

Development

low

26/02456/LAWPRO
Erection of outbuilding
Pending
26/02453/PNEXT
Prior Notification: single storey rear extension
Pending
26/02452/NMAMD
Non-material amendment to 26/00577/FULL - reduction in footprint size and fenestration changes
Pending

View Planning Timeline

Ownership

Corporate Ownership59.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,319

Population Density-

Owner Occupied81%

Age Distribution

0-15 24%16-64 61%65+ 15%

View Area Profile

Schools Nearby

The Skinners' School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Tunbridge Wells Girls' Grammar School
0.2 mi
Outstanding
OA Tunbridge Wells
0.3 mi
Inspected as Two Bridges School (URN 135467) on 27 Feb 2024
St Augustine's Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

47 Hopwood Gardens
-
£760k
-
35 Hopwood Gardens
-
£928k
-
27 Hopwood Gardens
-
£610k
-
43 Hopwood Gardens
-
£600k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN