39 Madeira Park, Tunbridge Wells, TN2 5SY

UPRN:100061207656Detached PropertyBeds -Built 1900-1929

FreeholdCouncil Tax: Band GEPC: D (66)

Data freshness:Listing· freshPlanning· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

39 Madeira Park, Tunbridge Wells, TN2 5SY

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,595,000

£1.44M - £1.75MMedium

Estimate

£1.59M

Range

£1.44M – £1.75M

Rent Estimate (pcm)

£6,200

£6k - £7k

Monthly

£6,200

Yield

3.93%

Verdict

Derived from HomePortfolio scores

39 Madeira Park earns an INVESTIGATE rating with HP Score 72/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

51/ 100

Elevated

Walkability

88/ 100

Excellent

Transit & Bike

Transit 22Bike 46

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -18.8% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100061207656· as of 13 Oct 2026
Rental economics0/40
gross yield 3.9%; range width penalty ×0.80
- valuation_snapshotsrent estimate 6200/mo (range 5600-6850)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,568/mo, -58% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 52 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
302 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,421,000£1,989,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,895,000

At the asking price

Monthly rent£6,200/mo

Evidenced range £5,600-£6,850

Interest rate5.4%

Loan to value75%

Cash required: £710,950
Net cash flow: -£2,103/mo
Cash on cash: -3.6%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061207656Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 6200/mo (range 5600-6850)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6200/mo (range 5600-6850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 52 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,595,000

Rent Estimate (pcm)£6,200

Gross Yield3.93%

1y Growth-

3y Growth-0.9%

5y Growth-1.6%

10y Growth+2.2%

Last Sold Price£325,000 (1998-01-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2TN2 5SY

Approval Rate

100%12mo

Development

low

26/02447/TDD
Trees: Goat Willow, remove broken branch
Pending
26/02423/TCA
Trees CA: Hawthorn (T1) reduce by 1m. Alder (T2) reduce crown by 15-20% pruning back to growth points. Silver Birch (T3) fell to ground level. Liquidambar (T4) reduce by 1-1.5m
Pending
26/02424/LBC
LBC: internal alterations to ground and first floors, replacement windows & underfloor heating on lower ground floor, insulation & new vent
Pending

View Planning Timeline

Ownership

Corporate Ownership59.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-01-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,319

Population Density5,695 /km²

Owner Occupied52%

Age Distribution

0-15 13%16-64 70%65+ 17%

View Area Profile

Schools Nearby

The Mead School
0.2 mi
Inspected by ISI
Claremont Primary School
0.4 mi
Good
Broadwater Down Primary School
0.6 mi
Good
St Peter's Church of England Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

49 Madeira Park
-
£225k
-
49 Madeira Park
-
£295k
-
52 Madeira Park
-
£1.75M
-
37 Madeira Park
-
£1.69M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN