415 Canterbury Street, Gillingham, ME7 5LL

UPRN:100061248629Mid Terrace House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: C (76)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

415 Canterbury Street, Gillingham, ME7 5LL

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£339,000

£306k - £373kMedium

Estimate

£339k

Range

£306k – £373k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

16.29%

Verdict

Derived from HomePortfolio scores

415 Canterbury Street earns an INVESTIGATE rating with HP Score 73/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

51/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Transit 26Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,800-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £843/mo
Cash on cash: 23.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.02 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£339,000

Rent Estimate (pcm)£1,900

Gross Yield16.29%

1y Growth-

3y Growth+0.0%

5y Growth+1.3%

10y Growth+3.2%

Last Sold Price£298,500 (2025-11-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2ME7 5LL

Approval Rate

0%12mo

Development

low

MC/26/2151
Application for a Lawful Development Certificate (proposed) for installation of a standalone enclosed dining canopy within the existing school courtyard with associated foundations, rainwater goods and drainage - removal of two existing small dining canopies
Pending
MC/26/2125
Variation of conditions 6 (Parking Management Plan) and 7 (Refuse Management Strategy) on planning permision MC/26/1271 - to change the wording of condition 6 and 7 to implement the amended parking and refuse management plans.
Pending
MC/26/2103
Construction of hardstanding for two cars at the front of dwelling house with a dropped kerb
Pending

View Planning Timeline

Ownership

Corporate Ownership74.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-11-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density-

Owner Occupied51%

Age Distribution

0-15 21%16-64 68%65+ 11%

View Area Profile

Schools Nearby

Byron Primary School
0.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Alchemy School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hospital and Medical Tuition Service
0.3 mi
-
Chatham Grammar
0.3 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

415 Canterbury Street
-
£299k
-
401 Canterbury Street
-
£277k
-
411 Canterbury Street
-
£132k
-
411 Canterbury Street
-
£125k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN