55 King Street, Gillingham, ME7 1EP

UPRN:100061260293Terrace Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: C (74)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£225,000

£213k - £236kHigh

Estimate

£225k

Range

£213k – £236k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

7.50%

Verdict

Derived from HomePortfolio scores

55 King Street earns an INVESTIGATE rating with HP Score 56/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

57/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 26Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £190/mo
Cash on cash: 3.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£225,000

Rent Estimate (pcm)£1,250

Gross Yield7.50%

1y Growth+16.2%

3y Growth+0.0%

5y Growth+1.3%

10y Growth+3.2%

Last Sold Price£134,000 (2015-02-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4ME7 1EP

Approval Rate

100%12mo

Development

low

MC/26/2145
Application for a Lawful Development Certificate (existing) is being requested to confirm that the existing use of the property as a dwellinghouse within Use Class C3(b) of the Town and Country Planning (Use Classes) Order is a change of use within the same class.
Pending
MC/26/2125
Variation of condition 6 (Parking Management Plan) and 7 (Refuse Management Strategy) on planning permission MC/26/1271 - to change the wording of condition 6 and 7 to implement the amended parking and refuse management plans.
Pending
MC/26/2093
Construction of first floor rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership74.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-02-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density-

Owner Occupied25%

Age Distribution

0-15 24%16-64 65%65+ 11%

View Area Profile

Schools Nearby

Oasis Academy Skinner Street
0.1 mi
Good
Burnt Oak Primary School
0.3 mi
Inspected as Burnt Oak Primary School (URN 131527) on 17 May 2022
St Mary's Catholic Primary School
0.3 mi
Good
MidKent College
0.4 mi
-

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

52 King Street
-
£215k
-
57 King Street
-
£180k
-
54 King Street
-
£215k
-
29 King Street
-
£245k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN