34 Station Road, Stoke D'Abernon, Cobham, KT11 3BN

UPRN:100061310452Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band FEPC: D (56)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

34 Station Road, Stoke D'Abernon, Cobham, KT11 3BN

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£924,000

£877k - £970kHigh

Estimate

£924k

Range

£877k – £970k

Rent Estimate (pcm)

£3,900

£4k - £4k

Monthly

£3,900

Yield

5.06%

Verdict

Derived from HomePortfolio scores

34 Station Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

30/ 100

Mixed

Transit & Bike

Transit 9Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£925,000

At the asking price

Monthly rent£3,900/mo

Evidenced range £3,550-£4,250

Interest rate5.4%

Loan to value75%

Cash required: £315,050
Net cash flow: -£422/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£924,000

Rent Estimate (pcm)£3,900

Gross Yield5.06%

1y Growth-

3y Growth-4.8%

5y Growth-1.9%

10y Growth+1.2%

Last Sold Price£450,000 (2007-05-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0KT11 3BN

Approval Rate

-12mo

Development

low

2026/2278
Confirmation of Compliance with Conditions: 4 (Tree pre-commencement meeting), 5 (Tree protection measures) and 6 (Site supervision) of planning permission 2025/2990.
Pending
2026/2259
Tree Preservation Order EL:20/20 T1 - Lime Tree - crown reducing from 33m height to 30m height; and from 6m width to 5m width due to the fact that it is next to a road, is too large for the area and needs maintenance.
Pending
2026/2227
Variation of Condition 2 (Approved Plans) and Condition 19 (External Finishes Schedule) of planning permission 2025/2138 (A detached two-storey building with rooms in the roof space, dormer windows and rear balconies containing 11 flats and 2 detached two-storey houses with rooms in the roof space, associated garages, bin and cycle stores and parking following the demolition of the existing dwelling and outbuildings) as allowed at appeal to change the external finish of Plot 12 only.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-05-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,607

Population Density507 /km²

Owner Occupied79%

Age Distribution

0-15 22%16-64 60%65+ 18%

View Area Profile

Schools Nearby

Parkside School
0.5 mi
Inspected by ISI
Cobham Montessori School
0.9 mi
Outstanding
The Yehudi Menuhin School
1.1 mi
Inspected by ISI
St Matthew's CofE Aided Infant School, Cobham
1.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 4 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Station Road
-
£592k
-
38A Station Road
-
£245k
-
42A Station Road
-
£180k
-
28 Station Road
-
£690k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN