2 Claygate Lane, Esher, KT10 0AQ

UPRN:100061314134Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band GEPC: E (46)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,278,000

£1.21M - £1.34MHigh

Estimate

£1.28M

Range

£1.21M – £1.34M

Rent Estimate (pcm)

£4,450

£4k - £5k

Monthly

£4,450

Yield

4.11%

Verdict

Derived from HomePortfolio scores

2 Claygate Lane earns an INVESTIGATE rating with HP Score 73/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (43/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

43/ 100

Mixed

Transit & Bike

Transit 12Bike 44

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.7% (HIGH), sold-comps -6.8%, £/sqft -6.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100061314134· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9%· as of 3 Nov 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.73
- valuation_snapshotsrent estimate 4450/mo (range 3900-4950)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,344/mo, -53% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 236 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
218 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£975,000£1,495,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,300,000

At the asking price

Monthly rent£4,450/mo

Evidenced range £3,900-£4,950

Interest rate5.4%

Loan to value75%

Cash required: £465,050
Net cash flow: -£1,307/mo
Cash on cash: -3.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.01 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061314134Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 4450/mo (range 3900-4950)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4450/mo (range 3900-4950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 236 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,278,000

Rent Estimate (pcm)£4,450

Gross Yield4.11%

1y Growth-

3y Growth-5.4%

5y Growth+1.5%

10y Growth+1.1%

Last Sold Price£717,500 (2013-05-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1KT10 0AQ

Approval Rate

-12mo

Development

low

2026/2299
Confirmation of Compliance with Conditions: 3 (Materials Schedule) and 7 (Electric Vehicle Charging Points) of planning permission 2025/2822.
Pending
2026/2270
Two-storey side extensions incorporating roof extension, single-storey rear extension, side external staircase with balcony extension and alterations to fenestration and external finish.
Pending
2026/2252
Prior Approval Schedule 2, Part 3, Class MA: Change of Use from Commercial, Business and Service (E) to Residential (C3).
Pending

View Planning Timeline

Ownership

Corporate Ownership59%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-05-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,607

Population Density1,357 /km²

Owner Occupied87%

Age Distribution

0-15 26%16-64 60%65+ 14%

View Area Profile

Schools Nearby

Hinchley Wood School
0.1 mi
Outstanding
Hinchley Wood Primary School
0.2 mi
Good
Thames Ditton Junior School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Weston Green Preparatory School
0.6 mi
Inspected by ISI

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Claygate Lane
-
£2.68M
-
44 Claygate Lane
-
£1.04M
-
32 Claygate Lane
-
£1.05M
-
28 Claygate Lane
-
£45k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN