15 Derwent Close, Claygate, Esher, KT10 0RF

UPRN:100061314865Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

15 Derwent Close, Claygate, Esher, KT10 0RF

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,345,000

£1.28M - £1.41MHigh

Estimate

£1.34M

Range

£1.28M – £1.41M

Rent Estimate (pcm)

£4,750

£4k - £5k

Monthly

£4,750

Yield

4.22%

Verdict

Derived from HomePortfolio scores

15 Derwent Close earns an INVESTIGATE rating with HP Score 78/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

68/ 100

Moderate

Transit & Bike

Transit 18Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,350,000

At the asking price

Monthly rent£4,750/mo

Evidenced range £4,200-£5,300

Interest rate5.4%

Loan to value75%

Cash required: £485,050
Net cash flow: -£1,268/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,345,000

Rent Estimate (pcm)£4,750

Gross Yield4.22%

1y Growth-

3y Growth-5.4%

5y Growth+1.5%

10y Growth+1.1%

Last Sold Price£1,212,500 (2022-10-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2KT10 0RF

Approval Rate

-12mo

Development

low

2026/2239
Hip-to-gable roof extension with rear dormer window to provide rooms in the roofspace, two-storey front extension, front and rear rooflights and alterations to external finish.
Pending
2026/2230
Hip-to-gable roof extension with rear dormer to provide rooms in the roofspace with front rooflights.
Approved
2026/2128
Two-storey front extension with front porch and canopy roof including conversion of garage into habitable space, single storey side extension, front and rear solar panels, alterations to fenestration and external finishes.
Pending

View Planning Timeline