Magpie Cottage, Portsmouth Road, Esher, KT10 9JF

UPRN:100061318451Semi-Detached House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: F (28)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Magpie Cottage, Portsmouth Road, Esher, KT10 9JF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£805,000

£725k - £886kMedium

Estimate

£805k

Range

£725k – £886k

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

7.87%

Verdict

Derived from HomePortfolio scores

Magpie Cottage earns an INVESTIGATE rating with HP Score 66/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

22/ 100

Low

Transit & Bike

Transit 6Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,650-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £524/mo
Cash on cash: 4.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.94 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£805,000

Rent Estimate (pcm)£2,950

Gross Yield7.87%

1y Growth-

3y Growth-5.4%

5y Growth+1.5%

10y Growth+1.1%

Last Sold Price£540,000 (2013-07-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0KT10 9JF

Approval Rate

-12mo

Development

low

2026/2169
West End Conservation Area - Trees : #1 - #2. Leylandii Cypress (10% reduction to both the trees as shown in diagram) #3. Prunus species (dead to be removed) #4. Lawson Cypress (diseased and dying needs to be removed) #5. Salix Caprea (dead to be removed #6. Corylus Avellana (20% reduction as shown in diagram) All Hedges and shrubs to be topped, sided and shaped and removal of anything dead or diseased
Pending
2026/2027
Proposed garage conversion, replacement of rear conservatory, facade alterations, HVAC unit, internal alterations and all associated works.
Pending
2026/2020
Single-storey rear outbuilding following the demolition of the existing garage.
Approved

View Planning Timeline