58 Gainsborough Court, Walton-on-Thames, KT12 1NL

UPRN:100061329402Purpose Built Flat2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band DEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

58 Gainsborough Court, Walton-on-Thames, KT12 1NL

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£345,000

£328k - £362kHigh

Estimate

£345k

Range

£328k – £362k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

5.49%

Verdict

Derived from HomePortfolio scores

58 Gainsborough Court earns an INVESTIGATE rating with HP Score 71/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

54/ 100

Moderate

Transit & Bike

Transit 15Bike 35

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -1.4% (HIGH), sold-comps -15.9%, £/sqft -15.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100061329402· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 3.3%· as of 31 Oct 2026
Rental economics3.4/40
gross yield 5.5%; range width penalty ×0.89
- valuation_snapshotsrent estimate 1600/mo (range 1500-1750)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -431/mo, -27% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 28 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.7/15
417 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£262,500£402,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£74/mo
Cash on cash: -0.8%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061329402Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 3.3%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 1600/mo (range 1500-1750)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1500-1750)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£345,000

Rent Estimate (pcm)£1,600

Gross Yield5.49%

1y Growth-

3y Growth+1.3%

5y Growth+0.8%

10y Growth+2.0%

Last Sold Price£184,950 (2003-03-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT12 1NL

Approval Rate

-12mo

Development

low

2026/2274
Non-Material Amendments to planning permission 2021/1772 to alter the front elevation pitched roof over garage and front entrance, and to replace the tile hung facade at first floor with PIR insulated wall panels in off white colour.
Pending
2026/2229
Tree Preservation Order - T1 Oak: Reduce the overall crown by approximately 1.5 metres and crown lift to approximately 4 metres. Remove deadwood and any branches identified as presenting a foreseeable safety risk. T2 Oak: Reduce the overall crown by approximately 1.5 metres. Remove deadwood and any branches identified as presenting a foreseeable safety risk. T3 Oak: Reduce the overall crown by approximately 1.5 metres. Remove deadwood and any branches identified as presenting a foreseeable safety risk. T4 Beech: Reduce the overall crown by approximately 1.5 metres. Remove deadwood and any branches identified as presenting a foreseeable safety risk. T5 Oak: Reduce the overall crown by approximately 1.5 metres. Remove deadwood and any branches identified as presenting a foreseeable safety risk. T6 Oak: Reduce the overall crown by approximately 1.5 metres including the lateral branches overhanging the road. Remove deadwood and any branches identified as presenting a foreseeable safety risk. Reason for Proposed Works: The proposed works are intended to maintain the trees in a healthy, safe and appropriately managed condition whilst retaining their amenity and landscape value. The trees are becoming increasingly large in relation to their surroundings, and a moderate crown reduction is proposed to manage their size and maintain an appropriate form. The applicant values the trees and wishes to retain them for the long term. The proposed works are therefore intended as part of ongoing good arboricultural management rather than removal or excessive pruning. All works will be carried out in accordance with BS 3998:2010 Tree Work Recommendations and using appropriate arboricultural techniques.
Pending
2026/2222
Construction of a two-storey rear extension, rooflights to side roof slopes, attic conversion and alterations to fenestration.
Pending

View Planning Timeline

Ownership

Corporate Ownership53.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2003-03-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,607

Population Density3,987 /km²

Owner Occupied55%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

Cleves School
0.3 mi
Outstanding
Walton Leigh School
0.5 mi
Inspected as Walton Leigh School (URN 125468) on 1 Feb 2024
Ashley Park School
0.5 mi
Inspected by ISI
Ashley Church of England Primary School
0.7 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

64 Gainsborough Court
-
£330k
-
66 Gainsborough Court
-
£325k
-
80 Gainsborough Court
-
£600k
-
104 Gainsborough Court
-
£585k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN