40 King George Avenue, Walton-on-Thames, KT12 3LR

UPRN:100061330695Bungalow Property4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: C (76)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

40 King George Avenue, Walton-on-Thames, KT12 3LR

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£719,000

£683k - £755kHigh

Estimate

£719k

Range

£683k – £755k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

4.32%

Verdict

Derived from HomePortfolio scores

40 King George Avenue earns an INVESTIGATE rating with HP Score 73/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

47/ 100

Mixed

Transit & Bike

Transit 15Bike 41

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -4.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 100061330695· as of 10 Nov 2026
Rental economics0/40
gross yield 4.3%; range width penalty ×0.79
- valuation_snapshotsrent estimate 2700/mo (range 2450-3000)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,310/mo, -49% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 36 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
417 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£562,500£862,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,450-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£662/mo
Cash on cash: -3.1%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061330695Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 2700/mo (range 2450-3000)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2450-3000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 36 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£719,000

Rent Estimate (pcm)£2,700

Gross Yield4.32%

1y Growth-7.3%

3y Growth+1.3%

5y Growth+0.8%

10y Growth+2.0%

Last Sold Price£250,000 (2012-01-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1KT12 3LR

Approval Rate

100%12mo

Development

low

2026/2274
Non-Material Amendments to planning permission 2021/1772 to alter the front elevation pitched roof over garage and front entrance, and to replace the tile hung facade at first floor with PIR insulated wall panels in off white colour.
Pending
2026/2249
Hip-to-gable roof extension with rear dormer to provide rooms in the roofspace including juliet balcony and front rooflights.
Pending
2026/2277
Consultation from Spelthorne Borough Council: Outline planning application for reprofiling of the land to support a phased mixed-use development comprising up to 507 residential dwellings (including affordable housing); a Class C2 care home up to 3,230 sqm and 75-beds; a Class E(e) medical centre up to 650 sqm; a network of new roads, cycle and car parking, landscaping, public open space, drainage features and other necessary works and associated infrastructure. All matters reserved other than access [26/00822/OUT].
Pending

View Planning Timeline