15 Rosemary Avenue, West Molesey, KT8 1QF

UPRN:100061341124Semi-Detached Bungalow3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: D (58)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

15 Rosemary Avenue, West Molesey, KT8 1QF

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£645,000

£612k - £677kHigh

Estimate

£645k

Range

£612k – £677k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

5.18%

Verdict

Derived from HomePortfolio scores

15 Rosemary Avenue earns an INVESTIGATE rating with HP Score 78/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

69/ 100

Moderate

Transit & Bike

Transit 13Bike 67

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +3.1% (HIGH), sold-comps -10.4%, £/sqft -10.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100061341124· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 14%· as of 3 Oct 2026
Rental economics1.3/40
gross yield 5.2%; range width penalty ×0.87
- valuation_snapshotsrent estimate 2700/mo (range 2450-2900)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -782/mo, -29% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 27 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
174 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£469,000£719,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,450-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: -£240/mo
Cash on cash: -1.4%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061341124Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 14%Valuation edge · as of 3 Oct 2026
valuation_snapshotsrent estimate 2700/mo (range 2450-2900)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2450-2900)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 27 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£645,000

Rent Estimate (pcm)£2,700

Gross Yield5.18%

1y Growth+19.8%

3y Growth+1.7%

5y Growth+2.0%

10y Growth+2.2%

Last Sold Price£510,000 (2023-05-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT8 1QF

Approval Rate

-12mo

Development

low

2026/2333
Removal of Conditions: 5 (Tree Protection Measures) and 6 (Site supervision) of 2024/3083 (Single-storey rear extension, rear dormer window and alterations to fenestration following partial demolition of rear projection) to remove tree conditions based on the findings of the report as the original conditions cannot be complied with.
Pending
2026/2309
Prior Approval Schedule 2, Part 1, Class A: Single storey rear extension which projects out from the rear wall of the original house by 4 metres, a maximum height of 3.80 metres and with an eaves height of 2.70 metres following demolition of existing extension.
Pending
2026/2293
Prior Approval Schedule 2, Part 1, Class A: Single storey rear extension which projects out from the rear wall of the original house by 4.30 metres, a maximum height of 3.47 metres and with an eaves height of 2.56 metres following demolition of existing extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-05-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,607

Population Density5,332 /km²

Owner Occupied83%

Age Distribution

0-15 20%16-64 57%65+ 23%

View Area Profile

Schools Nearby

Hurst Park Primary Academy
0.2 mi
Inspected as Hurst Park Primary School (URN 125038) on 21 Feb 2023
The Beech House School
0.3 mi
Good
Chandlers Field Primary Academy
0.4 mi
Inspected as Chandlers Field Primary School (URN 125125) on 25 Feb 2025
St Alban's Catholic Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

45 Rosemary Avenue
-
£600k
-
23 Rosemary Avenue
-
£475k
-
47 Rosemary Avenue
-
£600k
-
35 Rosemary Avenue
-
£545k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN