3 Cleveland Gardens, Worcester Park, KT4 7JJ

UPRN:100061370869Detached HouseBeds -Built 1967-1975

Tenure: -Council Tax: Band GEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

3 Cleveland Gardens, Worcester Park, KT4 7JJ

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£1,182,000

£1.06M - £1.30MMedium

Estimate

£1.18M

Range

£1.06M – £1.30M

Rent Estimate (pcm)

£5,550

£5k - £6k

Monthly

£5,550

Yield

5.67%

Verdict

Derived from HomePortfolio scores

3 Cleveland Gardens earns an INVESTIGATE rating with HP Score 75/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

48/ 100

Mixed

Transit & Bike

Transit 15Bike 40

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.6% (MEDIUM), sold-comps -0.1%, £/sqft -0.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100061370869· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 11.3%· as of 27 Oct 2026
Rental economics4.5/40
gross yield 5.7%; range width penalty ×0.84
- valuation_snapshotsrent estimate 5550/mo (range 5050-6050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,008/mo, -18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 70 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.8/15
237 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£881,000£1,351,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,175,000

At the asking price

Monthly rent£5,550/mo

Evidenced range £5,050-£6,050

Interest rate5.4%

Loan to value75%

Cash required: £415,050
Net cash flow: -£123/mo
Cash on cash: -0.4%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100061370869Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 11.3%Valuation edge · as of 27 Oct 2026
valuation_snapshotsrent estimate 5550/mo (range 5050-6050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5550/mo (range 5050-6050)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 70 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£1,182,000

Rent Estimate (pcm)£5,550

Gross Yield5.67%

1y Growth-

3y Growth+1.5%

5y Growth+2.2%

10y Growth+2.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1KT4 7JJ

Approval Rate

100%12mo

Development

low

26/02327/DTN
East (roadside) base of stem has large defect extending from base to 1m. Sounding hollow when tapped. Probe goes nearly 600mm into base showing significant basal decay. Large brittle cinder fungus (Kretzshmaria deusta) fruiting bodies at base.
Pending
26/01266/TPO
TPO 361/G1. 4 trees at the rear of the property. We need to trim the tree nearest to the building as it is approaching the roof.
Pending
26/01249/TPO
Willow tree (L1/W1) - Pollard willow back to growth points. Removing all growth from lateral and horizontal branches.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,006

Population Density-

Owner Occupied63%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Malden Parochial CofE Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Linden Bridge School
0.4 mi
Good
Cuddington Community Primary School
0.5 mi
Inspected as Cuddington Community Primary School (URN 124963) on 4 May 2016
Malden Manor Primary and Nursery School
0.5 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Cleveland Gardens
-
£939k
-
22 Cleveland Gardens
-
£815k
-
19 Cleveland Gardens
-
£860k
-
21 Cleveland Gardens
-
£860k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN