The Cottage, Harpers Road, Ash, Aldershot, GU12 6JL
UPRN:100061375130Bungalow Property4 bedsBuilt before 1900
FreeholdCouncil Tax: Band FEPC: E (40)
Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-11-03T04:00:05.311355+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:38:40.365742+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
65
/ 100
Mixed
Verdict
4 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
17 of 21 sources
Sale Estimate
£999,000
£949k - £1.05MHigh
Estimate
£999k
Range
£949k – £1.05M
Rent Estimate (pcm)
£4,500
£4k - £5k
Monthly
£4,500
Yield
6.75%
Verdict
Derived from HomePortfolio scores
The Cottage earns an INVESTIGATE rating with HP Score 65/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Lawful Development Certificate for existing use of garage as habitable space with associated changes to fenestration.
Pending
26/P/01399
Erection of a single-storey rear extension with extension of main roof, enlargement of existing north-facing dormer to provide enlarged first-floor staff accommodation, removal of chimney stack, and replacement rear decking with access ramp, to existing residential care home (Use Class C2) to provide two additional bedrooms (increase from 4 to 6) and improved communal facilities following demolition of existing rear conservatory, utility lean-to and attached store.
Pending
26/D/00150
Discharge of Condition 9 (external materials) and Condition 10 (energy efficiency) of planning permission 25/P/00468 approved 25/07/2025.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
27
Low confidence1 independent sourceLead to verifyListing checked 3 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 20% above the ask. It ranks after every home whose inputs are verified.
Valuation edge0.2/15
claims [AVM +19.9% (HIGH), sold-comps +0.2%, £/sqft +0.3%] → measured edge +0.04pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
valuation_snapshotsestimate for 100061375130· as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.8%· as of 12 Oct 2026
Rental economics12.1/40
gross yield 6.8%; range width penalty ×0.87; the estimate this rent rides on sits 20% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 4500/mo (range 4150-4900)· as of 12 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 20% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -198/mo, -4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 72 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
312 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£600,000£920,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£800,000
At the asking price
£4,500/mo
Evidenced range £4,150-£4,900
5.4%
75%
Cash required
£271,300
Net cash flow
£415/mo
Cash on cash
1.8%
Score at this price
27
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 100061375130Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 19.8%Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 4500/mo (range 4150-4900)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 20% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4500/mo (range 4150-4900)
Rental economics needs verification before you rely on it
sale estimate 20% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Stress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026