32 Old Lane, Cobham, KT11 1NP

UPRN:100061378468-Beds -Built 1930-1949

Tenure: -Council Tax: Band EEPC: D (59)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£551,000

£523k - £579kHigh

Estimate

£551k

Range

£523k – £579k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

4.91%

Verdict

Derived from HomePortfolio scores

32 Old Lane earns an INVESTIGATE rating with HP Score 64/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

13/ 100

Low

Transit & Bike

Transit 9Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,050-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£299/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£551,000

Rent Estimate (pcm)£2,250

Gross Yield4.91%

1y Growth-

3y Growth-4.8%

5y Growth-1.9%

10y Growth+1.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0KT11 1NP

Approval Rate

-12mo

Development

low

26/P/01394
Erection of two storey side extension, first floor front dormer and porch to front elevation, and single storey side and rear extension (following demolition of existing garage)
Pending
26/P/01305
Construction of a part two-storey, part single-storey rear extension; two storey front extension and a two-storey side extension, to provide an additional storey following demolition of the detached garage/workshop
Pending
26/P/01115
Application under Section 73 of the Town and Country Planning Act 1990 to vary condition 2 (Drawing Numbers) to change the site layout due to requirement from fire brigade for turning space of planning permission 23/P/01018 for the erection of one three bed house following demolition of existing garage.
Rejected

View Planning Timeline

Ownership

Corporate Ownership55.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,985

Population Density813 /km²

Owner Occupied92%

Age Distribution

0-15 20%16-64 53%65+ 27%

View Area Profile

Schools Nearby

Glenesk School
1.1 mi
Inspected by ISI
St Matthew's CofE Aided Infant School, Cobham
1.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Raleigh School
1.3 mi
Outstanding
St Lawrence Primary School
1.8 mi
Good

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

40 Old Lane
-
£685k
-
26 Old Lane
-
£665k
-
44 Old Lane
-
£921k
-
28 Old Lane
-
£640k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN