8 Elm Lane, Tongham, Farnham, GU10 1BX

UPRN:100061378956Semi-Detached Bungalow2 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: D (68)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£383,000

£364k - £402kHigh

Estimate

£383k

Range

£364k – £402k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

3.60%

Verdict

Derived from HomePortfolio scores

8 Elm Lane earns an INVESTIGATE rating with HP Score 72/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

50/ 100

Moderate

Transit & Bike

Transit 18Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,050-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: -£519/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.89 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£383,000

Rent Estimate (pcm)£1,200

Gross Yield3.60%

1y Growth-

3y Growth-1.6%

5y Growth-1.0%

10y Growth+1.3%

Last Sold Price£209,000 (2010-01-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GU10 1BX

Approval Rate

-12mo

Development

low

26/P/01388
Erection of dwellinghouse with associated parking, bin and cycle storage on land to rear
Pending
26/S/00007
Request for an EIA Screening Opinion under Regulation 6 of the Town & Country Planning (Environmental Impact Assessment) Regulations 2017 (as amended).
Pending
26/CON/00047
Details of cycle parking submitted pursuant to Condition 19 of planning permission GU24/CON/00010 dated 30 October 2024 (this application is determined by Surrey County Council under their ref SCCRef-2026-0168)
Pending

View Planning Timeline

Ownership

Corporate Ownership74.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-01-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,985

Population Density546 /km²

Owner Occupied72%

Age Distribution

0-15 17%16-64 63%65+ 20%

View Area Profile

Schools Nearby

Ash Manor School
0.3 mi
Good
St Paul's CofE Primary School & Nursery
0.4 mi
Good
Walsh CofE Infant School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Walsh CofE Junior School
0.5 mi
Inspected as Walsh CofE Junior School (URN 125156) on 14 Jun 2022

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Elm Lane
-
£355k
-
8 Elm Lane
-
£209k
-
8 Elm Lane
-
£224k
-
16 Elm Lane
-
£165k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN